How do y’all approach personal credit card pts? The points guy recommends chase, but they only transfer out to united and hilton. I fly aa and stay marriott...

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Why transfer when you can buy ticket with points through chase?

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Chase all the way and transfer to whatever you want

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Pointsguy is a sleezy commissioned salesman for chase and united. That being said, the chase card is pretty good. $450, get $300 reimbursed with a great points program and then smaller benefits like priority pass.

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I’ve found great value with chase. Over 5 Free flights in the last year because of different sign up bonuses and transferring to the reserve so 🤷🏻‍♂️

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Yup - buy flights on the portal or excursions or car rentals

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Portal flights often cost more and the points value not that great

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Transferring to Hyatt will usually get you the best value, better than booking thru the portal MOST of the time

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Every personal flight I have taken in the past few years has been with chase points exclusively. I have the CSR and booking through the portal makes a $750 flight cost $500 (or equivalent ratio). I disagree with BCG1, I always look at google flights and/or the airline website and Chase Portal prices are the exact same, but chase points make your money go further!

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Don’t transfer, buy on the chase portal. You essentially get 4.5% cash back with the csr.

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Transfer to Hyatt, stay at an all inclusive. Value is great and resorts are nice. Transfer to flying blue for sun 50k round trip Hawaii flights of 60k transatlantic

Transferring to Hyatt will usually get you better value than any of those options - 1.8 cents / point × 3 = 5.4 cents

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