What % is a good target to aim for on a Monte Carlo analysis early retirement calculator? Some say 85% to 90%?

Anyone have experience with retention bonuses? Wondering if the terms are negotiable. I work for a large academic medical center, for context.

Other than providing insights and reporting, how does your analytics team help drive business KPIs, find new ways to look at audiences/businesses situation or have a huge impact on planning?

Part of a BD now, thinking of going on my own as RIA. Costs would be about 50% less, which makes it seem like an obvious choice. Have a deep family friend relationship with current firm, though. I don’t want to burn a bridge, but am I crazy to be a bit upset that the relationship could keep me from doing what I think may be right? Really struggling with that part of the decision.

I have 0 coding experience. The most I’ve ever done is run canned sql queries. What’s a good language to learn as a hobby? Thinking of pivoting my career into data science or data analytics in the future but figured it would be good to have programming skills.

Does anyone know how to expand ones reach in P&T. Director told me during the year end that I need to be more known in P&T

If you spend the day writing stuff on linked in, how do you get shit done at work?

Do you think niche agencies will be the future of agencies while full-service shops disappear? (cont)

Best way to go about getting contract work for new solo/startup? Should I just ask around the area for people doing that type of work and see if they have anything?

Which of the two contributes more revenue YOY then the other? New Clients or Existing Customers?

Hey everyone! What's the startup scene like in Denver?

What’s your priority after 10 yoe? WLB? CTC? Or anything else?

Anyone ever heard of Impetus Consulting Group? A recruiter reached. Said they’re a Anaplan Gold partner look for people with Anaplan experience and they’re big on WLB.

What do we need to open our country back? The country needs to be open for business again , but when and what’s the business case?

Good morning! :) This isn't a job I am directly recruiting for but a friend of mine is recruiting for a client who is seeking an HR director. The only challenge here is the industry that the client is in. The industry is adult content site. Anyone interested? I hear good benefits and flex schedule. DM me and I can connect you with the recruiter.

My data-driven advertising agency is looking to hire for Campaign Analyst role. This is not a strategy or creative role - definitely more technical. Located in Dallas, TX and any years of experience welcome. Anyone interested or know anyone interested?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Decided to payoff my mortgage.

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Best long term investment strategy against inflation to get to a large nest in for retirement?

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?