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How is the work life balance in Citi?
Here is the scenario: Have 2 offers from IT MNCs and 1 from Citi. Citi's offer is the highest. Almost 5 lakhs diff in the fixed component. Although money is important, but I am also seeking a little balance with life. I was previously in ZS Associates and to be frank, life was hell. I am not looking to relive that phase again.
What are the daily actual working hours?
Shall I join Citi or let go it for a lower package offer?
Seeking honest advice here.
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Is Mercedes Benz (BRDI) and Daimler Truck (DTICI) both are same? If not, Is it good to join DTICI as a consultant? Tech Stack: Java, Spring Boot - 2 YOE, Considering mainly Job Security, wlb, Career Growth. Would someone please clarify these doubts. Daimler Truck Innovation Center India Daimler
Hi,
I'm currently having an offer from BlueOptima and Cohesity and am conflicted between the two.
I have offers in the SDET profile.
Cohesity Inc is providing me MTS and @BlueOptima is providing SDET-1.
Glassdoor reviews more of less place the two companies almost equally, and the package being offered by the two is almost in the same range.
My preferences include:
Learning opportunities in the role.
Company's work environment.
Company's growth prospects, are also a consideration.
YOE: 2 years
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$150. Your bonus is gonna get taxed up the wazoo but you should do the math on actual take home pay and timing of it
I still can’t believe working professionals don’t understand that bonuses aren’t taxed differently than base comp. Smh. 🤦
$150k base all day
Do you need money today? If yes, consider the value of repaying an additional loan against the value of a signing bonus today. A1 is correct and incorrect. The bonus will be taxed highly upfront but you will get what's owed back to you when you file taxes later. So prepare to only receive ~50% of that figure net upfront. Otherwise the two options are effectively:
1. $140K this year, $120K each year following
2. $150K into the future
If money today is no issue, the clear answer is 2 if money is the only deciding factor
Are you expecting to get annual raises and bonuses as a % of income? If so- go with the higher base
Choose the higher base, unless:
(1) you live in a geography where bonus is not taxed/less taxed than base
AND
(2) you plan to work for 1 year and disappear
Alternatively if you need money up front (for say moving costs or down payment etc) if you don’t want to take a loan AMEX Gold let’s their members do a “plan it” for more expensive charges at a very low interest point.
For me I did this when I moved out of nyc and had to pay some move expenses and new security deposit, put them on the amex and did the plan it (so that i did not owe it all on the next statement) then over the next 2 months once I got settled I just went in and paid the whole thing off very easily and only got charged maybe 5% interest. Just another option if they let you use a credit card for some stuff and you’re in a pinch
Similar to this, the Chase Freedom card has 0% interest for the first 14 months or something like that, so you can spread the cost of moving expenses for a year over no interest. I used this when I first started as an associate out of college for moving expenses
You’ll feel the higher base long after you’ve spent the signing bonus
Scenario II all day everyday. Your sign on bonus will be ~14k at best after it’s taxed. And you will make that up with the 150k base within 6 months (excluding. Tax from your take home salary biweekly - 26 payments a year). Assuming you stay at your firm for 3 years you would have lost out on almost 80k, just because you wanted a sign on bonus (again excluding tax from your monthly take home).
Soooo I guess my question is, do you really need the sign on bonus for anything?
Sheer numbers: 150. I would consider growth potential for both roles. Career is a long term game
$0 savings? You need to be slapped 🤦🏼♂️
Maybe they were paying off debt 🤷♀️
pick the better job. these are functionally the same from a comp standpoint.
Bonus is a one time payment. A salary can only go up. Take the 150k.
I would need to know previous results and bonus structure.
What does your debt look like? And are you concerned about getting out of debt asap?
120 base w/bonus. Where is this so I can apply too? Lol
$150k
You’re keeping an extra 30k a year. Like are u kidding? Hunker down, don’t spend too much money on doordash and entertainment for a few months, build some savings and there u go