What’re folks thinking about loans for school (private/fed/combo)? Given rates are rising and there is no chance Biden stops the interest moratorium/May cancel some amount, I am thinking taking some federal may be worth it now.

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I'm just as confused

I’m thinking of just doing federal (both direct and plus)

I was gonna do federal as well

I did federal first and then refinanced to private. Federal has more protections in place but a higher interest rate. But since we can’t predict anything in the future, I decided to take the federal protections. You can always go federal then private but not the other way around.

No way moratorium ends before midterms at least

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