First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Roth vs Traditional 401k, thoughts?

Newbie Tax filing question, worked for a US employer Jan - July in NJ and then moved and worked for a Canadian employer Sept - Dec. Work permit holder in both countries at the time. What's the best way to file taxes in both countries? Has anyone done this before? Looking for guidance, gotchas, tax filing recommendations...

Hi,

Can I pay full hra amount as rent to my parents to get hra exemption benefits.

HRA: 5 lakh

WOW this interest group is so small. We are still so early. I guess I will ask something: Are you buying the "dip"? Also thoughts on DCA vs Lumpsum in btc.

What's the deal with Droga Dublin? Is this Rothco's third new name?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Currently an analyst-level consultant working with a client that has an investment banking division. Since I have access to internal systems, could I reach out to bankers for networking from within using those systems? Or would that be too aggressive? lol

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Hi everyone I had recently joined tcs on 10th August. Can anybody let me know what is the procedure to fill the timesheet allocated to the project yesterday but the task was not assigned yet.

Hi folks, i have recently joined tcs and now i had received a RnD kind of story and i have prepared the demo and also given the code to client as it was split between me and one client side developer. There are bugs in project but none of them are assigned to me. I had attended all the bug review meetings. Will it be a wise move to ask manager to assign me some bugs? Or should i just wait

Is it common for a copywriter to transition into account/project management within digital marketing?

Hi Fishes,
+Repost
I have 6 years of experience and have offers from the below companies, Help me on selecting the same?
I am getting a headache as my last date is approaching. Please Help me before Jan 18.

Company, project, CTCdetails are below.

Value Labs - Banking(Fullstack) - 19Fixed + 2LPA
NTT Data - Well Fargos (React) - 20 + 3LPA
Hexaware - Amaze Banking Project (reactjs,AZURE) - 20+2 LPA
GSPANN - Sports E-commerce (AWS, MERN) - 20+2 LPA

When contributing to a 529 plan in PA, in addition to being able to deduct PA state taxes on the contributions, can we also deduct the Philly city tax?

Been 3 months since I joined Luxoft and I am assigned to a backward DXC project. The lead is oppressive and bossy. There is no work-life balance and 9:30 hours of work is not enough for them. My probation period is going to end soon. Should I inform my Luxoft manager and tell him to change my project right now ? Or shall I wait for him to end my probation period ?
DXC Technology Luxoft

I’m looking into exiting consulting and moving into product management. Picked up a few books to read. Would a PM certification provide a lot of value? Any other tips are appreciated! Thank you.

I have been tagged for this project that doesn’t start until June 10th. My utilization is going to drop significantly but at the same time the deployment team cannot present me elsewhere. Ugh!

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

Edward Jones advisor with 30 million AUM and roughly 250k gross production. Been there for almost 4 years. Got an offer at Merrill Lynch to take over a 100 million dollar retirement transition plan in 5 years, or to join a 5 person Merrill Lynch team that manages a lot.

Pros to EJ: Have my own office, a year or two away from partnership, great office setting and client satisfaction.

Pros to Merrill: Bump in compensation, additional tools and services w banking, ability to take over assets.

Any good wedding ring sources aside from Blue Nile?

Does anyone have a tool/ site that calculates what the offer would need to be to leave a current role, all things considered? Of course, it’s anything more than you’re making now, but I’m looking for something that accounts for LTE, the hassle, risk, etc.

Nagarro or accenture?

What's average salary for a QA with almost 8 yoe?

How many days will Mphasis takes to release offer. On Thursday HR asked to submit documents and mentioned offer will be released by evening, But today is Monday and no info on offer (Welcome message I got on same day.)

Anyone have background/ can share information on ECS for federal/management consulting roles? Currently going through interview process.

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

Going through a rough patch, mental-health wise. I have always been a high performer and dont back down from challenges. But this past month something feels off in my head and I have 0% motivation for anything at the moment. Brief run down: work-stress, meeting expectations, fear of failure, imposter-syndrome, negative self-image (probably from all the time I spend on IG… might need therapy. 🥲
I don’t know what went wrong, but I don’t think I’m the only one to have felt this. Sorry for the sads!

I drank too much tonight (not in the US - time diff) and I’m currently lying in bed not going to sleep to not relax to not wake up to not throw up. I hate alcohol for ever

Is it worth becoming certified in compensation? I have 5 years of benefits and my new employer wants me to move into Total Rewards. Is this a better career move than just remaining in Benefits?

Hi,
I have got an offer from Accenture and the fixed amount is 16lac and the only deduction they said will happen is PF from this 16 lac and it seems I need to bifurcate the split ups for the basic HRA and other allowance during the onboarding time.
Could anyone have any suggestions if this is a normal process for Accenture where they ask us to fill up the split ups.
Also, help me calculate the in hand approx for this.

Can anyone please share what salaries for Data Analysts are like in Bangalore, India for someone with about 2-4 years experience? Roughly how much per year can Data Analysts for large organizations expect to make?

What is ideal package for a project manager with 7+ years of experience in IT firm

Where is the HCL office in Mumbai? Can anyone tell whats the process on onboarding/joining day?

When is it worth showing to a doctor if I think I have anxiety?

Worry a lot about things which don’t matter to such an extent that it prevents me from working on the task at hand

Medicaid plans are so dysfunctional. Has anyone else experienced this? I feel like I’m being gas lighted after working for big commercial enterprises and now working on a Medicaid plan. I’ve never seen so much resistance to change or legit resistance to doing anything to improve operations.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

For those of you who made your first million in net worth, what did you do next?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

FIRE - What is your total net worth so far? What's your profile?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?