First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

I am going to join CitiusTech in 40 days. the hr said i can opt for 1 day wfm in a week. but if i am in a phi project then i am not eligible for wfh. can anyone tell me what are phi projects in CitiusTech

Kind of love my main client. She lowkey texts me when she steps away from calls to pee.

I've a question on what sections to put on a regular resume. I see some people are using consulting style resume for outside companies as well. Do you think it's a good idea to devide work experience by projets? Or is it better to have "projects highlights" separate from work experience.. something like: intro>functional expertise> project highlights>work experience>education?

Thoughts on buying TWLO under 320 vs. SQ under 240 or neither?

Can we change project in Capgemini?

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

Other than a client project, what's a good way to get trained up on cloud security?

SVP group client partner in NYC, Health agency. What do I ask for?

Anyone from ZS joined Axtria as Project Leader? Got an offer from Axtria as Project
Leader Decision Science and like to know about your experience so far

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Appointment for marriage license seems unavailable on Project Cupid entirely. Anybody know why or have tips? We’re looking to get married early July… (finally pulling the trigger after waiting for pandemic to go away)

Hey street photographers, what are your thoughts of people being identifiable in shots?

Is there any bench policy in amdocs. My project will end in january. What will happen after that?

23 year old consultant looking to meet fellow ambitious and like minded friends… moved here recently. Any recommendations? Living in south end

What month is promotion month at different firms?

Why do people accrue prepaid expenses?

Google tse ( tech support + consultant)


Walmart data engineer

Target data engineer



Walmart Target Google Amazon

Which one do you all suggest?
Salary same for all

Is it advisable to move frm India external audit to Deloitte US audit (AERS)? How different is it.
Thoughts plz!
PS: plz consider post qualif experience of approx 4 years.

No one wants to be “that account guy”. What’s that phrase mean to you? How do you avoid that label?

Hi all, I have just been made redundant and I’m actively looking for work within the recruitment space. I’m looking for an embedding in-house / in-house remote role. I am based in the UK but I am open to other countries too. If you know any companies actively recruiting, please don’t hesitate to reach out to me on here or on LinkedIn (Favour Adefila)

Hello folks,

I have around 2.7 years of post qualification (CA) in Internal Audit/ Risk& financial advisory. I am looking to move abroad (UK, Australia) and need tips on how to make the move. Thanks.

"There's no whining in baseball!", said very seriously and earnestly ..... to the office dog.

Any women here with lean PCOS? I do not ovulate on my own (metformin regulated my periods but I still don’t ovulate) and am moving from three cycles of Clomid/IUI to IVF soon. No other issues have been found other than my PCOS (HSG shows tubes open). Curious about your experiences. And the reason I mentioned lean PCOS is because it seems for others with PCOS part of the fertility path is diet/exercise/weight loss but I am already very tiny.

Hi everyone... Does anyone have referrals for Oracle apps DBA in UK/EU region? Please help.

WFH Vs WF Office Vs Hybrid, Which one should you take?
If you are fresher, go for a WF Office setup. You will learn things beyond your work. In the initial phase of of your career, one needs to focus more on learning than on comfort. The interactions at office, meeting with collegues, conversations at the cafeteria, sense of responsibilty, the need to walk up on time to reach office etc will shape you for better.

Once you have a work experience of few year then any setup is fine. Go for WFH.

In honor of National Voter Registration Day, The New Yorker released the transcript of a previously unpublished interview with James Baldwin, who gave a first-hand account of "Freedom Day 1963," a Black voter-registration drive in Selma, Alabama. Baldwin's descriptions from that day are so vivid and detailed that you can feel the fear and anger of the event. If you have a couple of minutes, I highly recommend you read it.

Hey guys need 11likes to get DM started, help would be appreciated thanks.

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

Hi FIRE friends! My mom is going to get about 250k from the sale of her house in a few days. She’s 58 and has very little saved for retirement (immigrated to the US at 45 so only about 50k in her retirement savings currently). She’s maxing out 401k, Roth IRA, and HSA. I’d love to get all of your thoughts, where do you think she can put the money from the sale of her home?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

the more I want something, the harder it is to achieve. anyone has this feeling also?

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Received a letter from Wells Fargo today. They are offering a refinance of fixed 30 year mortgage at 3.5%. I have no idea how they can do this judging by today’s interest rates. Currently my interest rate is at 4.5%. Judging by Wells Fargo sketchy history, I don’t trust it, however has anyone else gotten this offer?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

What’s the meaning of life before FIRE and after FIRE?