What’s the best way to spend 20K Amex points? Feel like flights are the only high-value option

Hello all!

Am I correct in my understanding that:

Over a certain income ($76k as of 2021), a single person CANNOT make tax-free contributions to a traditional IRA if you have a workplace retirement plan?

In my example, I have a work 401k, and my adjusted gross income is over (or just about hovering) at the 76k limit. This means I can't make pre-tax contributions to a traditional IRA, so I should just go for a Roth?

Anyone holding Hyln for long term ? What did you buy it for and what is your price target ?

Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

Do you use a roth or traditional 401(k)?

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

At what investment size should you typically start using fee only financial advisors?

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

Anyone knows about the base for chase PCA?

Frustrated by paying so much tax!

PI Attorneys: What are some of your best talking points in negotiations with adjusters?

Mortgage rates already crossed 5% but the home prices not showing any signs of cooling down!! Any historical indicators where we may be headed 🤔

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

How is the work life balance for Data science role in CFR at Amex?

Is investing in stocks good option in Italy/Europe? Which platform can I use ? Any easy to go app? Any place I can learn the basics - for Italy/Europe?

Where are you traveling to when it’s finally safe to do so?

After obtaining CIPP certification, I am starting a data privacy practice group at my law firm. I’m looking for tips on how to get started: what are your recommendations for preparing internal documents/templates, staff training, client development and best practices for advising clients, etc.?

Need advise ,
I have my Dropbox appointment for H1b stamping .
I have taken PTO for 3 weeks but Chennai consulate is taking about 6 weeks to complete . My question is should I apply for PTO for another 3 weeks or should I take LOA (no sure if I’m allowed to take on H1B visa)

Just got in this morning to GME and AMC and it’s been rough but you all are giving me hope to hold on!

Hello,

I have cleared interview with Wipro a month ago and after 15 days I received a simple mail from HR saying you are selected.

Since that day, there is no communication from HR team of Wipro . I tired of sending multiple emails and when I tried to call he always declines my call.

Between director of respected technology is reaching me and he wants me to join ASAP and take over the project work.

What should I do now?

Thanks

Is US national grid is a good account to join in tcs.

Is there a way for me to automate creating columns to do this so I can drag across and create my columns? For example--
1Q2021 2Q2021 3Q2021 4Q2021 2021 1Q2022?

My friends and I brought up the black and blue dress, and it's amazing to me how many of them still see white and gold. What do you see?

Can we reimburse domiciliary expenses in PwC india?

Just got back from Ford vs. Ferrari. While it probably won’t be winning any awards, it’s easily the most fun movie I’ve watched in a long while. Highly recommend!

Anyone else struggling to make meaningful friendships in b school? It’s only been two weeks but I’m struggling to go beyond superficial talk with anyone

Hello everyone, I’m new in this app. Goal is to connect with all :)

Hey all, 4 YoE strategy consultant looking for some exit options. Looking to jump ship from consulting into something in the life sciences field, but not particularly interested in working for big pharma. Does anyone have any suggestions?

I just got promoted (yay) and am now over the income cap for a Roth IRA. Can I still contribute the max amount this calendar year? When does that cap limit actually take place? Thanks!

Does anyone else catch themselves using vacation time just to try to catch up on what seems to be an unending pile of work? #sucks

Considering an EY FSO Advisory Senior Consultant position in LA/SF offices. Anyone have any idea of salary ranges for such a role? I'm thinking in the 110k range.

Thanks in advance for the feedback.

Is big 4 PCS a dead path?

I have been on a planned personal sabbatical this year pursuing personal interests. Now I’m ready to go back to work. I will have next week the second interview with an exec recruiter for a company for a Director level position reporting to the COO of the company. In addition to having relevant experience and accomplishments handy, I would appreciate any pointers for having a good interview at this level.

What is the proper dress code as a realtor? I've never been the type to wear suits but I feel out of place if I don't wear them

Any idea what the closing costs would be for the buyer for a house worth $500k?

Will end up at 65 Marriott nights for 2018. What would you select for your annual choice benefit? 5 elite night credits or is that pointless?

Any suggestions on SPG/Marriott hotels in Barcelona for personal travel?

Likely going to miss Delta Diamond this year by about 10k miles. Anyway to pay to make up the difference?

Is there a thread of company discount codes? ISO Hilton code (do not judge me my BIL is getting married at a Hilton and his fiancé is going to go postal if we don’t reserve a room now)

If anyone is looking for a new great card - the new Capital One Venture X had an awesome 100k point offer ending tomorrow afternoon! PM if you have any questions or for a referral.

Does anyone know where on the United website where I can see all my future PQMs, PQDs, and PQSs for the rest of the year?

Did EWR pull out of priority pass? Seems like there are no more lounges listed at the airport. Kinda disappointed with the sapphire reserve lounge access…

Has anyone been offered a status buy-up for 2021. ~$1700 short of United 1k this year and think my travel will increase a good bit starting next year. Think it could make sense, especially given the 2021 thresholds

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

Anyone have any Amtrak points they'd like to sell?

Are there any major differences between the delta lounges at LGA?

Looking to buy 35K marriott bonvoy points. Let me know if anyone’s willing to sell?

Places to stay in Chicago for a long weekend?

Looking for marriot, close by to food/nice areas to walk around if possible

Anyone knows how chase sapphire travel insurance works? I used the first leg of the trip but cannot return due to an illness. It is cheaper for me to cancel the return leg and buy and new one way.

I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

Received an offer to upgrade my Amex Everyday to an Everyday Preferred for 40k points. Is that considered a good offer? And if I do upgrade, will it count towards 5/24?

If you bought a United Flight with miles can you change your flight and book with cash? I don’t have enough points for flight I want to change to and app is only give me miles option

Anyone have a special platinum Marriott support number or contact person to resolve a lingering issue?