Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

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Excel would work nicely

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Just assume 8% for market and then you can probably do optimistic and pessimistic scenarios as well. You can run simulations in excel pretty easily too if you wanted to take it up a notch

I do this myself with excel. I take my existing equities and grow them at 7%. I add a fixed sum each year for additional investment and grow that at 7%. I grow my RSUs by 5%. I grow my home value by 3%. I grow my cash by 0%.

likehelpful

I guess. I mean, I don’t estimate what the CPI index will look like in 12 years and discount back.

I figure thats easy enough to do on the back end if I wanted to - $6M throwing off $240k/year in 2034 dollars is roughly $170k in 2022 dollars assuming 4% inflation. See how easy that is?

But I account for that a little bit by way of being modestly conservative in my rates of appreciation.

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Fidelity has this. Call them

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Personal Capital and Mint do this, poorly.

PC includes tax advantaged calculations, which is better than Mint.

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