I just got promoted (yay) and am now over the income cap for a Roth IRA. Can I still contribute the max amount this calendar year? When does that cap limit actually take place? Thanks!

I received my fnf from Accenture today. I don't know why 18k as 'other perquisite' is mentioned in income tax computation sheet?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

So if I short a position in my rollover Ira- and buy different stocks. I won’t pay taxes on it?

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Can anybody tell me about this independence rule in KGS. Does my spouse also has to dispose off his stocks listed in restricted entry...I joined as Manager in advisory ..

The equity market has HFT firms to help with volatility. Crypto needs HFT firms. Tempted to start one

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

I have a credit score of 720 and was told that my credit is too "low". Is it offensive?

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

Anybody in here trade options? I trade Iron Condors and have been having success with that but would love to hear what other people have been doing

Can someone tell me where should I put my money, Roth or traditional? Should I also contribute to hsa? How do I max out all contributions and benefits?

If I didn’t have a wife and kids, I totally would’ve just quit and bought a cabin in Alaska and lived off of Busch light, Evan Williams, Ramen Noodles, and whatever I can hunt. Money ain’t worth this.

Are there any debt consolidation options for a professional family man with a decent credit score, who's let high interest credit card debt get out of hand? I get the mailers that entice with a low advertised rate, and then the offer comes back at something slightly less than what I am already paying. I am thinking something along the lines of a bank that I can talk to, and explain exactly where the money is going, not being apposed to a direct deposit to the card companies themselves.

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Does anyone know when the best time of the year would be to buy a car is now? How is this current pandemic/economy affecting dealer pricing, etc?

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hi fishes

I want a referral in the data science domain. I have an experience of 2.5+ years in data science and analytics with skills in python, sql, data Analytics, machine learning and SAS.

Currently having a notice period of 1 month, I’m looking for a change.

Please let me know if you have a suitable role for me in your organisation.

Thanks.

Has anyone been successful buying and renting real estate on the side that would be open to a chat or phone call?

Can we extend the joining date in sap labs because relieving date and joining date is overlapping on 22nd August 2022

Anybody Who joined for Mulesoft tech recently in LTI??

Hi,

Does IBM retract offer letter if they are not ready to match counter offer?

Are you responsible for giving performance feedback? Avoid giving personality based feedback. Examples include telling an Asian person they are too quiet/shy or telling a Black person they are agressive/abrasive. DO NOT DO THIS. It clearly represents bias in Performance Management. Performance feedback should be tied to business outcomes with clear examples of what the person does well + how they can improve.

We are starting to build our SE team after a successful pilot with one person. Have you ever built a team from the ground up? How did you prove out the business case? What was most effective for building the case for more hires?

Is the future bright if one wants to just get started with mulesoft?

Are there any tools /ways to perform automated testing/ BVT of Microsoft Power BI paginated reports?

Anyone who has prior knowledge/experience please help, any kind of links of documents or videos will help too.

How do you deal with students that say they don’t know what to do after you have repeated the directions multiple times?

Male:

Cannot find a solid backpack (gotta lug 3 laptops) that looks professional and tough enough for frequent plane travel.

Does anyone have any recommendations for me?

Staying at the Ritz and STR in the Maldives so expecting good service and reading mixed things about tipping. I usually don’t tip much at hotels (never really thought about it) but what do people do? Is there an expectation and would the amount be based on like room rate or just a flat daily per day?

Anyone have a ticket for Meduza at district this Saturday and not going anymore? It’s $57 now with fees and that’s too much. Might as well buy the VIP which is $80 w fees but that is probably a huge scam so guess I’m not going

Does your firm let you take 28-30 December off? Many of my team members won’t be working those days and I decided last minute that I’d like to travel somewhere between Christmas and the New Year.

Have you ever joined a firm purely based on how many POC would be in your practice area?

I was hired a few months ago by D to do data science. I am not doing data science currently, is there a way I can switch roles internally? Should I talk to my coach? Or should I just start looking for a new job. I’m starting to feel that the field is so hot rn my small stint at D won’t be a big deal to other firms.

How do you balance work and fun?

Where’s my K Swiss?

You guys think that buying CGC or TLRY now that they’re beaten down are a good Long term play, or do you feel they still have more room to fall?

GME and AMC are not doing well today 😂

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

Living in NYC — to buy a house before 30, how much did you cut back on 401k? I am maxing it out right now (age 23) but after rent and my Roth IRA I am only saving 10-15k every year. Doesn’t look like I’ll be able to afford a house for a while, but is it worth cutting my retirement down to get there faster? If so, how much is reasonable?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

Are we allowed to trade crypto on TD Ameritrade?

I want to open a Roth IRA for my mother (55). She makes about $9k from an international job and doesn’t file a U.S. tax return. How does the government check if I find it with the maximum of $7k?

With rates going up, is now a good time to start a CD ladder?

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Better to Airbnb out a rental or find a 12month lease tenant?

Did anyone cash out on TSLA? Hit $1000 today

Would you cash out refi a rental property to buy another rental property?