What's the Maximum a bank will lend to you for a mortgage, how is it calculated in France? And what is the deposit range one needs to put down (5-10%)?

like
Posting as :
works at
You are currently posting as works at

The monthly cost of the loan must not exceed 35% of your monthly salary before tax (French law)

like

Deposit depends on the house market health, currently it is more in the 20% mark (it used to be close to zero 2 years ago)

Related Posts

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.

like

Hi guys ,
Need sone suggestions onto how should i claim HRA . I live with parents but i hve seen ppl claiming hra by gng into a rent agreement with parents . What all doc are req and i am planning to claim less than 1 lac so pan card wont be req.

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

use an advisor for dynamic asset allocation as your forte is your knowledge .so leave it to professional like me may cost some but few bucks are cheaper then losing principal in crypto or any unregulated asset class if interested@9302340643

Post Photo

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

like

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?

like

Does anyone have a travel credit card they recommend? Any thoughts on Capital one Venture ?
Capital One recently shared with me that I am eligible to upgrade from my Quicksilver card.

like

I have an expiring British Airways credit I need to use in January or February. Options are Lisbon, Paris, Rome and Athens. Anyone have thoughts on any of those in the winter/off season?

I'm coming from the US - my flight credit is use-it-or-lose-it so I'm trying not to spend much more than the original credit.

like

Looking for a lawyer for get prenup done. Any recommendations will be helpful

likefunny

What are some of your go to resources for investment ideas or advice?

like

For all the people saying BB is next:
BBs float is about 555 million while AMC's is 50 million. There are far too many shares outstanding to make an impactful squeeze. Shouldn't AMC be next?

like

AITA: My friend keeps asking me for financial advice. I set up a budget for her and have her concrete advice. And I field all of her investing questions. But still, she continues to be reckless with her money. She’s 42, single (no kids), and making $100k+ and is still living check to check.

I don’t want to waste my breathe on helping her since nothing seems to be getting through to her. AITA?

likehelpful

Where does exodus get its price from for ETH or BTC?

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

like

Any good mf with less tracking error to invest in us equity.

like
like
like

I broke through the wall in 2020 and feel like I blinked and it is 2022. I have been saving something close to 75% of my take home and dumping into ETFs. I feel like I want to branch out into real-estate but never lived anywhere more that 3 years. What would you do? I have cash to put a large down payment to avoid the high rates but am scared I have no roots and will move in another few years.

Post Photo
likeupliftingfunny

More Posts

Are there any grade levels for Senior Consultants designation like 1/2/3 in Deloitte India?

like

Do you Expense Golf tournament entries for Industry events that have a golf tournament, or do you pay for that out of your own pocket? Is there a difference whether the golfing is with Vendors, or Customers?

like

Hi fishes,
I am in PwC AC Bangalore in management consulting in DDV. Do they reimburse for the CFA level 1 exam? If yes, what could be the clause?

like

CFP & ChFC looking to change firms. Currently in a bank program, but not a large portable book to bring over to the next firm. Over a decade experience and about to finish up my MBA. Currently nowhere near the income level I want to be. Any suggestions for a good program to go to for my next move?

like

I’m a PR manager with 5 years of experience and have been applying for copywriting, project management and comms strategy positions with no luck. I’ve been applying since April and have only had 2 interviews. Any advice on how best to transition or what other fields I can look into?

Most affordable beach in Florida for 2

Fort Lauderdale

Miami

Dania

Thoughts please ?

Planning sometime in December during Christmas or is Hilton head or Myrtle beach in SC better ? I want somewhere warm

like

Hi Fishes,
I have to transfer my PF amount to the accenture PF account. My previous organisation was PF exempted organisation. Once I submit the online transfer should I send the hardcopy to Accenture as well

like

Is going for green belt certification worth it ?

like

When do you think your offices will start expecting you to go back in? And do you think there will be some change in the FaceTime requirement? Or do you think things will go back to normal in terms of being expected to be in every day?

like

LTI- is Looking for AbInitio.
Primary Skills : Ab-Initio, UNIX Commands, UNIX Shell scripting, Control Center
Experience Required 4+
Candidates who can join in 30 Days, DM me your EmailID

like

Anyone know how long it takes to get an offer or rejection from Accenture after the final interview? Interviewed for a consulting role.

like

McKinsey & Company are referrals after you make it through the resume screening process still help? McKinsey & Company

like

Hi everyone,

One of my connection is looking out for opportunities in content writing/editing.

Skills:
•Content marketing
•Creative writing
•Content editing/copy editing
•Template creation/population
•Content search
•Proposal writing
•Business writing
•MS Suite/Google Suite proficiency
•Social media marketing

Experience: 5.3 years
Notice period: 1 month
Current location: Kolkata
Looking for permanent WFH for now.
If there are any open positions, please reach out at indranilbagchi90@gmail.

Any one know about Emirates NBD client in Virtusa . How is WLB & JOB security.

like

Okay to renege on a lateral offer that I already accepted (prior to Covid-19 outbreak)? Anxiety is high moving in a time like this and now would rather stay put.

like

Why won’t AA let me book business class flights with points if they’re available to buy cash? (Qatar flight on AA site)

like

I dated my ex for about 4 years and before we broke up we had moved in together. We lived together for about 6 months before breaking up. I kept the apartment and she moved out. Is this something I should tell my current girlfriend without it coming up naturally? She has told me she doesn’t care about what happened in my past relationships and that she is happy to talk about them but that we don’t need to. I’m just not sure if I should tell her about it, or wait for it to come up in conversation

like

Hi fishes,
What's the bonus payout month for Deloitte India?
In case I resign before that but have completed one performance year will I get the bonus or not?
Kindly advise

like

Hi, I am looking for referral from Atkins. Please help me refer for the position at Atkins.

Thank you in advance.Atkins Snc lavalin

Hi All,

I got offer letter from mastercard with joining date as 14 nov and my LWD is 23 nov.. So i informed HR and they agreed that revised joining date will be provided as per LWD screenshot from current organization.

Now I have done follow up multiple time and they are saying they will do it and keep trust on them but not providing ETA.

So any one gone through these scenario and does mastercard extended joining date??

like

Additional Posts in Paris - France Consultants

Bonjour ici !
Je suis un consultant italien avec nationalité française, j'ai été récemment contacté par une MBB et j'envisage de m'installer à Paris depuis le Moyen-Orient où je travaille actuellement.
Y a-t-il quelqu'un qui aimerait entrer en contact et me parler de son expérience?
Merci beaucoup !

like

Salut tout le monde !
Je vois que le bowl manque de vie malheureusement, encore quelqu’un de par ici ?

like

Bonjour,

Je suis actuellement un ingénieur Avant-Vente et chef de projet chez un intégrateur/éditeur de soft et je cherche à faire la transition vers le métier de consultant.

J'ai essayé de joindre pas mal de consultant/managers sur linkedin mais il me semble très compliqué d'avoir de retour.

Auriez-vous de conseils à me donner ? Ou seriez vous disponibles pour échanger ?

Merci

Hi,

Quel est le salaire d'un SM/Director chez Accenture (Strategy & Consulting) ?
J'ai 11 ans d'xp, je peux visier Director ?

Merci

like

Hello tout le monde
Un salaire de 55k pour 4 ans d'expérience (grade SC) c'est dans les normes actuelles ?
Merci!

Des infos sur eight advisory ? :)

Bonjour à tous

like

Hello tout le monde
Entre bearingpoint et wavestone, quel cabinet conseilleriez-vous ?
Quel est le salaire pour un senior consultant (4ans d'exp) sur Paris ?
Mercii !

like

Hey fishes, what tends to be the primary regional focus for firms in France? Is it usually France and francophone Africa?

like

Bonjour, quels sont les salaires pour un poste de Junior Associate chez McKinsey ?

like

Hello les fish,
Des idées de salaires de manager (fixe, bonus, total comp) à Paris en MBB ? J'ai en tête un package autour de 180-200 ça vous semble comment ?

like

All, has any consulting firm in Paris increased salaries or bonuses or given one-off bonuses specifically due to inflation? Would be nice :)

like

Bonjour!
Je suis à la recherche de poste dans la grande région de Paris. Je suis en discussion avec Capgemini. Quelles sont les attentes salariables pour Senior Consultant et Chef de projet?
Je demenage en France donc je cherche de infos pour bien pouvoir negocier!
Merciiii

Bonjour ici,
€50k est il suffisant aujoudhui avec l'inflation et 2 enfants pour un consultant senior (3 ans dexp) sur Paris? Quelle est la norme de salaire aujourdhui?
Merci!

like

Je vis depuis 10 ans en Californie, quelle est la fourchette de salaire en France pour les postes en Marketing avec 9 ans d’expérience?

Bonjour à tous, Quel salaire pour un SA2 chez PwC ? Ça serait pour un transfert, d'où le côté précis de la deuxième année de senior. PwC

Hi, I am an expat living in France and working as an IT consultant. I got an experience here that recruiters insist on disclosing my current salary. Is it a norm in France? Do you reply how much you earn? To me it seems absolutely inappropriate and irrelevant. I can respond what are my future salary expectations. I refuse to tell how much I make now, and then recruiters say that they can't proceed with my application without this information. WDYT?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal