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Hi!!
Would anyone be willing to refer me for positions at Syneos Health , IQVIA , Medpace, or similar CRO?
I am currently within the CRO industry in a very well-connected HR role within my organization, and I single-handedly spearhead some of the most innovative HR programs for our entire organization. I am looking for new opportunities for growth :)
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Hi, I need a referral for an internship
in Financial Advisory Team
Valuation, M&A, FDD, or Financial
Consulting - at Big 4 in Germany,
can anyone help me?
I did my bachelor's degree at the
University of Mannheim.
I would appreciate any kind of
support and advice.
I'm not above reaching out to alumni
directly via Linkedln, but l'd prefer to
bug as few as possible. So if you
want to help, guide, or mentor,
please pm me.
PwC Deloitte KPMG EY
What is everyone doing today babes 🧐
Rising Star
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Something isn’t right here. Are you confusing HSA with HMO?
An HSA plan, in laymen's terms: it has a high deductible, and you pay into an "investment account" you can use that account to pay for all medical expenses, and you can add money to that account. It can accrue interest, and it stays with you after you leave the company.
A PPO is traditional insurance. You pay whatever isn't subsidized by your company on the policy, and the deductible is whatever it is.
I hope that helps.
OP, are they offering a High Deductible Health Plan? Just offering an HSA would be rare, but offering a HDHP and HSA isn't, especially if they supplement the HDHP premium or HSA with a balance.
I assume you are asking about the difference between HSA-eligible plans and ‘standard’ plans. It is merely about the deductible. You can get a similar coverage PPO plan with a high deductible that allows you to contribute to an HSA
I was offered a job at a firm that only offers an HSA as its medical coverage. Current firm has PPO, which I’m more familiar with. Just wondering if there are any real differences in terms of what’s covered, out of pocket expenses, etc
OP - that doesn’t seem right. Are you saying the new place doesn’t supplement your medical costs at all?
Is it a HDHP plan with an HSA contribution? You'll want to look over the plan docs to see what is covered, even PPO plans vary wodely in coverage, co-pays, and deductibles. Evaliate your expected needs and insurance use. If you primarily go the doc for preventative care, the lower premiums allow you to sock the rest away in an HSA. Even on the other end of the scale, HDHPs usually cover 100% after a deductible is met. If you know you'll go well over the deductible, a HDHP may still be a better option.
Hi just to clarify what means HSA. A health savings account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP).
And PPO, is a preferred provider organization (PPO) is a medical care arrangement in which medical professionals and facilities provide services to subscribed clients at reduced rates. PPO medical and healthcare providers are called preferred providers.
All of these can be provided depending of the firm at the moment of enrollment.
Is it normal for some firms to just offer a HSA and not a traditional employer-subsidized PPO plan?
Normal, maybe not, but it's not the first time I've heard of that.
OP. Yes, it is becoming the norm now.
ppo is related to hmo as in types of health plans. hsa is like an fsa which are types of health savings account.