Anyone have a recommended tax person in Chicago?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Which bank account is better for salary account?

HDFC
Axis

2 years out of undergrad and have a 758 credit score. Never missed a payment and was never late on one. How do I increase my available credit balance? It’s $10k on my card right now, I don’t need funds for anything, just would like to see it rise in case I ever do down the road.

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

In case anyone needs help with their Tax returns, please feel free to DM me.

Do we need to submit rental agreement to claim HRA tax exemption in Ericsson or rental receipts enough ?

How frequent rental receipts should be ( yearly ? Or quarterly)

Do I need to report my crypto holdings to EY?

What is a good read/place to start with FIRE? I’m 28 and have 1k in my bank account and 110k in student debt. Making 65k but have had to spend most of my savings on medical issues recently :( I think that deluge of shit is going to end soon and I can go back to saving, but I don’t know what my next move should be. Any advice would be really appreciated.

Upload button in etax is not working for me. I am not able to upload any tax proofs because of the same. Anyone else facing the same issue?

Nyc 🐠 - how much do you all spend per month on food, gym, misc and etc excluding rent util and other fixed costs?

Im a second year business analyst. Is it pretty normal to get no tax refund or owing a little money this year? Assuming average investment in accounts etc.

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

Do you suggest booking profits now (even if they are less) to reduce the risk profile, given that market is moving sideways and bubble might finally burst 😬

What is the advantage of having a checking bank acct? I only have savings accts. Am I missing something?

How would you sell ETFs in retirement since there is no average cost option for etfs?

Is anyone planning on trading water futures?

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

Any OCI holders here facing problem with this 25% PF deduction in India?

How much $ do FT mid-level creatives make in Amsterdam?

Would I know if I’m eligible for a bonus?

Curious how much a senior writer can make in Orlando? Interviewing with Disney and I’d love to make it work. Also, any great calculators to compute what my NY salary would be in Orlando and vice versa?

How much does Gartner offer for the role of Manager (Data and Analytics)

Yoe-4.8
Current CTC-26

Hi fishes,

I have a client interview tomorrow in Hexaware for automation testing profile. May I know what they'll be asking?

This is my first switch and having client interview for the first time. I have cleared 4 rounds already

Any advise on role, security, growth for 12+ yrs experience in SAP ABAP in LTI. Which band and how much CTC ( fixed and variable ) can I expect for the same ?
Current CTC : 20 (F) + 2(V)

Time to play client. You get to hire an agency for some TV/Hulu commercials. Preferably independent, preferably small to medium sized, and preferably NYC. Who you gonna call?

How do you handle rude clinicians in the workplace? I always have an attending talking down to me.

Is binance down? Trying to cancel a limit order and getting a fail error?

Never saw any communication about honoring our service members for Memorial Day. Maybe I missed it??

Does anyone have any insights on the pay disparity between operations and strategy at Mck? Is Glassdoor really representative?

Do you have a clinic cat? How do you keep them safe from the other animals?

Can anyone at Monitor clarify what overtime pay looks like? How often do Cs actually qualify? Recruiter gave a pretty cookie cutter answer. Would appreciate some insight. Thanks

Hi fishes,

Can you please help me with 11 likes to enable DM's.

Thanks in advance 😇

What's the band of Manager Salary in CITI ?

BDO recruiter reached out for an audit senior position in the DC area. Recommended or not? And why? Insights appreciated!!

Looking to get into aws security in any of these roles (proserv, tpm, sa) but unable to secure interviews. Any tips you guys could share? For reference I have more than 10 years of security experience and can read some scripts but not a dev level coder. Tia!

Current place I'm at wants to extend me. Thing is I had already (verbally) agreed to another place. But other place is less $, less time, though more "prestige". Stay or go?

After ~20-30 min on a call, I stop paying attention.

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Have about 5k to invest - should I do FXAIX or FSKAX?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Paid off my account debt!

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Any good wedding ring sources aside from Blue Nile?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Thoughts on personal loans to consolidate Debt?