I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Watch out for $SDGR - Bill Gates backed recent IPO- potential next meme stock . No options yet.

New to option trading, trying to create a protective put (cont)

US citizen here, and I would like to move to Europe for a couple of years. What are some big named companies (other than big 4 & MBB) that will sponsor my working visa? I would also like to move early next year. Is that unrealistic though due to COVID? TIA 😊

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

Deloitte Consulting's M&A team is hiring IT M&A professionals for their Dubai office (United Arab Emirates, Middle East)

If interested, please reach out for more color

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

Will SPG Green Choice award of 500 points also triple to 1,500/night under the consolidated reward system? Couldn’t find anything in the Marriott marketing materials

Have an interview coming up with Amex for project management roles. Recruiter said they are considering me for multiple open roles? Can anyone give me some insight into this? There’s a behavioral and American Express technical interview

Hi all
I have an offer with a company and joining is 27th of Jun. I got offer from JP Morgan on 20th and they have given joining 4th of July. I am planning to join in JP Morgan. If left my previous offer, i will have only JP Morgan. Will I have any risk to keep JP Morgan offer alone? Once we get offer from JP Morgan, is ther any chance of cancel the offer? Please guide me JPMorgan Chase

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

Is it misleading to just look at Total Compensation from a $ dollar value/ Total Compensation seems to be much more subjective than base salary in terms of its value. Some factors might be:

RSUs granted on dollar value or by # of shares & stock price trends
Vesting schedule
strike price on ISOs & delta between strike price and real market value

For instance, most of value in Amazon's comp seems to be granted in years 3 & 4, but it's well known that most people last only 2 years max there.

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

Is Canada visa initiated for anyone in TCS

Is there some specific time when visa will be initiated for Canada

My lease is up in the coming months on my current vehicle. Wanting to upgrade to a Tesla Model 3. Will be able to put down around $10,000 down payment(don’t have enough saved to pay for it all in cash, and need a vehicle). Don’t really want to lease and thinking I want to buy new, but would be interested in hearing about people’s thoughts on buying used? Or other thoughts around the needing a vehicle but not having enough to buy it all in cash?

Any recs on how to land an in house gig? I’m applying to things online with no bite

I work in hospitality right now as a young person without a degree. Are there good opportunities for a career if I move up? Or should I go for a degree and switch to something else?

Many companies are on a hiring freeze, as well as many layoffs have and are occurring. Does anyone know if this is temporary? Will there be an uptick in the coming next quarter?

Want to get thoughts culturally on A&M vs EY in general - as I’m looking at different practices (OTS, PE) but also anyone who has done work in different practices

I am moving from audit to deal advisory, where do you think is bettter corporate finance or TS ? And i am changing my certificate from ACCA fo CFA. your advice is much needed thank you

Anyone looking for a shared apartment? 250 all utilities included and parking

Hi All, just sharing what on mind to vent it out from my system. Maybe with this I could gain some insights and inspiration.
I have been working as a data scientist since 2018 & have been the bread winner. I have neither been under a proper mentor nor with a team of peers from my field to help me out. I was alone and confused. I have never really got the chance to prove myself which makes me all the more depressed. I'm not sure what to do with my future, indecisive and low on confidence.

Can anyone tell me if virtusa is providing insurance to parents and how much , please it is an urgent

So my partner will be getting laid off 4/15. 🥺

Let the games begin, and may the odds be ever in your favor.

Hello my fellow shoal of fish. I am seeking recommendations for a lounge chair in my office. I currently have the adjustable stand desk and a relatively comfortable office chair (not when reclining) but the other half of my office is empty. Im putting in a 55” tv and need a recliner, lounge chair, or something of the sorts to put in front of the tv. Something where i can put my feet up. Conference calls are such a drag when i have to sit at my desk.

What’s the one strategy/technique/ritual that has worked the best for your mental health? (Even if that was not the intention of it)

Having an animal friend with cancer is not something easy. This year I have already had 24 animals that went to sleep in order to stop suffering. This is not easy for their families at all. It seems to me that the cancer stats in domestic animals are increasing, is this just me?

Considering an offer at MC. Recruiter said there’s a shuttle from NYC to the HQ in Purchase, NY. Has anyone had experience with this shuttle?

Hi All 👋!

Currently interviewing for a Consultant Advisors role at Mastercard. Could someone help me how's the role, hierarchy and compensation? This position is in Chicago. I have 12+yrs of exp. THANKS IN ADVANCE 🙂

Pro forma or proforma?

Free transportation to/from sap sdc from any location of B'lore to all employees ? Is it true or some hidden charges/any condition ? Please advise

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Anyone have a recommended tax person in Chicago?

Paid off my account debt!

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting