Which credit card company do you think is the hardest to get approved with? Capital One?

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Bruh, Cap One is one of the easier ones

Chase/Amex are the most stringent, depending on the product

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Anyone can get rejected. If you have too many inquiries/ too many cards in general there is always a potential to get denied.

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I personally agree with you - I've applied for C1 VX for like 4 times now and can never get approved 😂

I have 7 Amex, 5 Chase, BofA, Barclay, Wells Fargo... they just don't like people with many cards (ie churners) even if they have excellent credit scores and good income

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I’ve only ever had an issue with Cap1 - they seem very arbitrary with their decisions

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Yeah c1 is unpredictable. Amex is easiest for me.

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Cap 1 just find people with multiple cards sus or people that have a history of churn

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