With current interest/apr rates, are you considering a personal loan over opting for PCP / HP options?

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lol what. Auto loans typically have lower interest rates because they’re secured by the vehicle. Why would you take out a personal loan

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Simply asking a Q because I’ve heard some are opting for personal loan at ~8% apr versus current pcp at 13%.

I’ve never seen a lease without a purchase option at the end. Perhaps it’s different in Europe

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