What are some of the things to keep in mind when leasing a new car? What are some add-on that can be negotiated on?

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I would try to roll in a maintenance plan if it’s offered. Varies on what brand you buy. Also, I sometimes try to add in tire and wheel. I live in Michigan and it pays for itself and more sometimes with our terrible roads

At the end of the day, it’s all about figuring out what your total costs are (monthly payments, financing fees, dealer fees, maintenance) and getting multiple quotes to compare. Then use that to negotiate.

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Hey 🐠, I’ve been very interested in starting to own and rent out properties, I’m in NYC but willing to look other places. I currently own my first home, have two kids, partner and I work mid manager

Off the salary/rent threads- per month, how much do you make, where, and how much do you spend (on average)?

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Since ETH 2.0 is delayed, is it a good idea to move some ETH to BTC in Roth and then move it back closer to ETH 2.0 release dates. The idea being a wall of money coming to BTC and with supply remaining low the price will shoot up, but from a long term perspective ETH gains will be more than BTC.

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Currently 27 and have no loans. I contribute 7% to my 401K, $168 a month to HSA and $150 a month to a separate Roth IRA. Should I invest more in my 401K? I’m using the Roth account as half retirement/ half first home purchase account

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Tips to save $ and manage personal finance better?

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Anyone know of any banks/lenders doing JD mortgages with good terms for multi-unit homes (one of which would be primary residence)? I’m Chicago area if that matters

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Outside 401k if I want to invest in low cost index funds where do i start. Need hands off approach and planning to allocate 50 % of my savings into index funds. Age 33 if that matters.

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Stop the “buy the rumor, sell the news” this and the whole market cap shit. This is not a stock. More like trading on forex. Think global and adoption. If you treat it like a stock you will only thin

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I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

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The continued gall: A Black estate planning attorney with their own firm can’t have experience with multi-million dollar estates because no one with that kind of money would retain us - so was the code from today’s hearing. GMAFB

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Does anyone know whether MGM properties in Las Vegas charge resort fees if one pays for their stay with points + cash via the Hyatt portal? I know there are no fees if I pay with only points, but was curious to know if I would get 'nickeled and dimed' once cash is involved.

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Anyone made the transition from NYC to Austin?

I find myself asking why I am in NYC when everything is so damn expensive. Making good money, but limited on savings and quality of life due to the HCOL. Or recs for other cities for that matter.

I got the Marriott Bonvoy Boundless credit card almost 3 months ago and I want to get the amex platinum card now, should I go for it or wait a little more? How long do you wait before applying for a new credit card?

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Anybody with a good understanding of NYC real estate market? I’m single, early in my career and looking to buy a one bedroom/studio apartment. I can’t justify high rent price while not being to build up home equity. But it also baffles me that one unit can go for 300-400k. So my question to you is is this even a good investment? Is there appreciation & liquidity potential? I’m not looking to settle down, just replacing monthly rent with monthly mortgage & tax, and sell it when time is right

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How can I bet on DEX’s (0x, IDEX, Gnosis DutchX) overtaking existing exchanges? A lot of them don’t currently offer any sort of token.

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Recommended tax preparers in NYC/CT/online or layman's guide to multi state returns diy? NYC office but CT resident and 80% travel, filing a nonresident nys return has me wrapped around the axle.

For someone that wants to FIRE, but doesn’t want the hassle of rental properties what are some good alternatives for passive income? Dividend stock ETFs?

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I make 110K TC and live in nyc. Should I buy a Tesla model y? It’s around 68K but with the 2K nyc EV credit and federal credit of 7.5K, it’ll prob be 58K. Is this a feasible purchase?

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How do you and your s.o. handle finances? How did things change from dating > engaged > married? What considerations did you have?

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Anyone else feel like being a lawyer is mostly calling other lawyers asking them to complete discovery they owe you and lawyers calling you asking you to complete discovery you owe them? And we’re just in this cycle of never being able to actually complete discovery we owe other lawyers because we’re on the phone asking other lawyers to complete discovery they owe us?! And on and on it goes...

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How are the avg. variable payouts at Novartis? Given that it is 15% of your base salary. A good chunk of money is there, hence the question.

Currently a Wealth Advisor for Citi but I honestly hate it here with a passion it’s the worst company I’ve ever worked for in my life and I’ve been in Wealth Management in the banking channel for over a decade. Series 7, Series 63, Life, CFP, ChFC, and soon to have my MBA with a focus in Mergers & Acquisitions. I’m look to enter another area of Finance at this point instead of starting over somewhere else from scratch, but not sure what direction to go. Interested in Investment Banking or M&A.

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Hi All
I got recently hired at Coforge for HSBC account. I am a Java Developer (Spring, Spring boot, Micro services). Could someone please share their experience working with HSBC client. How is the work, work life balance and learning experience?
It would also be very helpful if someone details the tech stack from a Java developer perspective.
Thanks in advance.

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What is the status of the Cerner implementation at the DoD?

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Does PWC cover lunch when traveling ?

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How do some managers have no concept of time? I’m asked take some mess of a hard-code software amort schedule with missing fields, errors, highlights and adjustments across several thousand assets and document a workpaper, perform a full recalculation, and design/perform a substantive analytic. Oh, and “This should take you no longer than 1 hour” I’d be over the moon if I can rec it to the TB in under 30 min.

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So I realize "House" is not medically accurate, but man I just rediscovered and can't stop watching

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I have accepted KPMG offer (Manager) but wont be joining…can I say no after one month of acceptance

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Can anyone here offer perspective on the salary and work environment for Client Services II at MetLife? Midwest location

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Hi everyone! I am planning a convention for my church and I want to get customized gifts for the attendees. If you know anyone who does customized things (mugs, notebooks, etc), can you share their instagram/facebook page here?

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What is the best next step after 1.5-2 years in audit? I want to make 100K+ in the next 1-2 years, I prefer working from home, prefer no travel requirements, working 40-45 hours a week is what I’m looking for. What about technical advisory? I already have my CPA license.

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I have gotten a verbal offer from Facebook, but I just had my phone screen interview with the hiring manager at Amazon yesterday. I want to reach out to the recruiter at Amazon and let them know what the timeline looks like. I would much rather have the Amazon job over the Facebook one. But I’m afraid if I decline Facebook then Amazon won’t happen. I’m just completely lost.

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I have been taken for a project in infosys but none of the team.leads of the project approched me for interview, it has been more than 3 months.
I am learning new things mean while. Does this happend to anyone in infosys. My reporting manger said profile is under evaluation. What to do in this situations ?
I thought of switching but outsidr market is very bad

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Hi guys what should be salary expectations if I’m switching after 2 years experience. Currently working as security delivery Associate. Current CTC 4.5Lpa

The training company I’m working with, suggests the usage of an e collar to correct (not hurt or harm) my pup. Anyone use one before? Have heard of dogs being scared of being wrong so they’re little anxious with them

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Has anybody used "JuicesNBerries" products yet? Or been to the "Her growing hands" salon? Reviews?

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Hi, I'm looking forward to work at Wipro London as a Salesforce developer and want to know how much can i negotiate the salary in B2 band?

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How were the appraisals in October/November? Did the apparent recession cause a decline? Mine is in january.
How much to expect for a senior engineer, 4 yoe, highly valuable Ace rating??

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Additional Posts in Automotive

Totaled my A4 last night. Likely going to be in the market for something new, shortly. Would like it to be easier to put two kids in.

Q5
Kia Telluride
Genesis GV70
Ford Bronco

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Ten years after I sold one, another finds it’s way back home, after nine hours of driving.

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Posting here as I didn't realize the other car bowl was dead. I greatly appreciate any help!

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Does Ferrari/Alfa have a patent on steering wheel mounted start buttons? Why don’t more car makers do this? The Ferrari steering wheel is 🔥🔥🔥

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Thanks to you guys and a test drive, I’ve decided on the accord. Which trim would you recommend? (Currently i am leaning towards 1.5 sport or ex-l)

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Lexus LC500 fully spec’d (~$105k) vs Porsche 911 base (~$130k, spec’d how I like it)?

Genuinely stuck as I can see myself driving both for a long time. 30M

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Is it just me or all of these ‘budget’ Japanese sports cars underwhelming? The gr86,brz, and wrx seem honestly overpriced for what they deliver (power wise). Hoping the 400z would be better

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If you see a lot of a make and model for sale used with less than 50k miles is that a red flag?

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Any recommendations on a sedan or compact suv to lease? $30k-$45k range and preferably one that's recently been redesigned (e.g., Acura TLX or RDX). I wish I can wait but have to get one within the next month.

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2020 CPO BMW X3 with 19,000 miles. Should I purchase the maintenance plan the dealer is pushing to me?

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Are year end/month end deals typically only for those on the lot or for orders placed during that time too?

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Anyone here leased a Genesis? How was your experience? I'm trying to assess the lease vs buy options for G70/ G80.

Would appreciate some opinions. TIA

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For anyone who owns a Macan as well as one baby: how has that combination worked out space-wise?

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I love the mostly-affordable mid engine sports car trend that’s happening. The emira is awesome and the price point is right. I’d love to see Maserati redo the gran turismo to compete with this, same with other manufacturers.

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Recommendation for best exterior car cleaning product for a new car?

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Weekend things 😎...Can y’all name these bad boys?

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Need your help picking a luxury/sport car for a weekend trip. I've only driven Honda Civics all my life. My current options, which are all sort of in the $300-400/weekend ballpark: Maserati Ghibli, Ford Mustang GT and BMW 5 series. I could double the price range and get something like the Porsche Cayman or Jaguar F-Type if it's worth it.

It would be my first time ever driving a true luxury or sport car, so really want to make it count. Any thoughts/recommendations? :)

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iX3 in 6 months vs i40 in 24 months?
All things equal except delivery time what would you do?
I am a fan of the i40 but 2 years of waiting? FML!

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