Currently a Wealth Advisor for Citi but I honestly hate it here with a passion it’s the worst company I’ve ever worked for in my life and I’ve been in Wealth Management in the banking channel for over a decade. Series 7, Series 63, Life, CFP, ChFC, and soon to have my MBA with a focus in Mergers & Acquisitions. I’m look to enter another area of Finance at this point instead of starting over somewhere else from scratch, but not sure what direction to go. Interested in Investment Banking or M&A.
I would try to roll in a maintenance plan if it’s offered. Varies on what brand you buy. Also, I sometimes try to add in tire and wheel. I live in Michigan and it pays for itself and more sometimes with our terrible roads
At the end of the day, it’s all about figuring out what your total costs are (monthly payments, financing fees, dealer fees, maintenance) and getting multiple quotes to compare. Then use that to negotiate.