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Chief
McKinsey actually pays people not to get sick so they can deliver more value
Confirming it’s 0 with like a $50 annual deductible... they do treat us well to make us work! 😉
Thanks for your insights. I am considering joining McKinsey
Would be surprised if it was anything other than 0
Wow! Nothing out of pocket for monthly premiums sounds awesome!
To clarify It is zero if single. I think if you have a family it is 10 bucks a month or something like that
Awesome. Thanks!
Rising Star
Yeah. BCG and McK health insurance is outstanding. Everything covered at 100% for free.
Damn, paying $34 biweekly at KPMG and I thought it’s expensive...
Chief
It can be less at Deloitte. He probably has a PPO plan. Your plan is probably HMO.
I just pay 18.
You want to consider more than premium when determining the overall value. As well as your appetite for risk I suppose. But essentially, total annual premium + expected annual out of pocket expense when using the plan = total cost of ownership. A plan that costs you $1000 in premium a year but has no deductible and low or no copays for common services is better than a free plan with a $5k deductible.
I pay 600 a month. Yep.
Rising Star
$160/month😱
🎻
is that just for you or the whole family ? is it a PPO plan or HMO ?
Rising Star
You need to look at coverage as well as premiums. Exactly what is covered, with what price caps, at what percentage? As other noted, the insurance covered everything at 100%. It is “off the charts” good.