FIRE Financial Independence Retire Early

Did a net worth analysis. We have $4.8m in overall securities, not including real estate owned. Looking to buy a house. What do you think is the max we can afford? When can we retire?

What are the top ways to setup your kids for future financial success? First time mom with newborn and trying to fire but also ensure we’re setting our child up for later. Looking for accounts to setu… more

Looking for a tax advisor / tax lawyer specialised in income tax and inheritance tax for tax optimisation across Japan and UAE.
DM me. Any referrals are also welcome!

I’m happy, I finally broke 300k TC, and my 401k reached 100k - only started seriously saving a couple of years ago and HCOL

Any Empower users here?

I linked my investment accounts to Empower in the last 2 days, and this morning, I got a one-time code from one of the investment sites to log in which suggests someone tried logging into that account.… more

What are good websites for freelance/contractor accounting work wanting to spend 10 hours per week?

I am 36 and just learning about FIRE through this bowl. Haven’t done much outside of contributing to 401K and having traditional savings. Our household gross income is around $420K. I’d appreciate any… more

I joined this bowl because I genuinely love the concept of FIRE (Financial Independence, Retire Early). However, coming from a lower-middle-income economy, achieving FIRE can feel almost impossible. A… more

has anyone here joined the partnership at a firm? did you have to buy in? how did you fund it? did you save up for it in advance? internal financing? deferred contributions?

Is it still FIRE if I spend $25k a month but make $100k-$200k a month?

This is an annoying question but it reflects how I’m feeling, so please spare me the snark. I’m under 40, have a $20m nw, and am nervous about retiring early. There’s some deep psychological concerns… more

Im 26(f) and I just started in tech sales and want to be financially independent and retire early as I have a son and I want to be with him. How are you guys doing this? I just started in my job and I… more

Do you file your parents as dependents if they live with you and you pay their expenses?

For the last 4-5 years, I have been cost average depositing a portion of my monthly salary into stocks-ETFs I like and have decent returns in that time frame. With all the recent talk of correction ho… more

I’m 31(32 in 2 months) & I just officially hit 200K in all the accounts I have 😭 (72K in cash,brokerage/crypto accounts, HYSAs, & savings) & 138K in my 401K. I’m so grateful. I’m a first … more

Have any woman (or primary parents) FIREd with young children? Did you feel like you retired or that you became a SAHM? Did you build childcare into your post FIRE expenses?

Do you still indicate a contribution percentage for company bonus payouts? Either Roth or after tax? What’s the strategy here? I’ve always kept it at 0% contribution but I’m thinking that has bad tax … more

Hello everyone. Aware this question might be partially antagonistic to the group purpose, but have you come across the book “Die with zero”? What are your views on it? I am facing some internal debate… more

Anyone knows if 25,000 passive activity loss can be taken against and offset w2 income if i have a rental property and manage it myself for the most part?

For those who plan to retire in 5 - 10 years, what are your net worth, investment amount and location? I live in the Bay Area and the current net worth is about $5.3M ($3.3M 401K, IRA, and brokerage a… more

Savings rate is the biggest indicator of FIRE timeline from everything I’ve read.

33 yo, HHI $240k with one toddler. Avg. annual expenses: $150k

NW $1.02M with mortgage as only debt.

Eager to retire or s… more

The fidelity workplace 401k support line is closed on weekend and just wondering if anyone knows if you can do a reverse rollover from an IRA into the EY 401k. I will verify next week but just tryin… more

Plenty of folks I know closely are in an awesome financial situation (assets, paid of rental homes with passive income etc ) but are still reluctant to retire in early 60s citing I still need medical … more

Happy New Year! How dos everyone find a good CPA? I have friends who are CPAs but find it awkward to have a friend looking at my finance/tax. Also don’t want someone who sells insurance/annuities etc.… more

At what mortgage interest rate do people feel overpaying beats investing?
Mine is 5.5% and I’m on the fence

Hi all! How do you deal with taking a step back from a highly profitable career that’s not great for your mental health and is affecting your relationship? I’ve been lucky to climb the corporate ladde… more

Got my mortgage license in Florida because I wanted to be the one to find my family home, write the loan, and pay my loan off faster.

Learned the tips and tricks most lenders don't tell their clie… more

Approximately one year out from paying off our mortgage (will be 43) 🎉 Just wanted to share and celebrate with people who get it ❤️🙏🏻.

Can someone explain this group to me? I like the concept so far. How do I coast FIRE?

I’m 33 and married. I’ve been working so hard to coast fire the last few years, with $1.3M in brokerage, 500k in retirement, 450k in home equity and 150k in savings. We’re blessed we had a baby last y… more

Do you celebrate your FIRE milestones? Including everything CoastFiRE, 500k, 1M etc.

Planning/budgeting to save 30% of pretax HHI in 2026. Doing the numbers now, and it’s going to be painful with a childcare and VHCOL location. What are y’all’s plan for savings rate in 2026? Any trick… more

Hi all - if you could offer one piece of financial advice for two married W-2 workers, what would it be to help push us to the next level towards FIRE? We’re in our mid 30s, max out our 401k annual co… more

Fidelity Target Date Fund or VTI/VOO for retirement fund? I’m 15 to 25 years away depending on when i make the choice to retire. Fidelity were convincing me to stick to target date but think VTI/VOO w… more

Is it common to feel like we are just not doing that well if we are both (husband and I) 37 with a 3 year old in a lcol and $4M net worth (90% liquid)? This community really is eye opening haha

How do you manage outside liability asset protection specifically around avoiding holding assets in your personal name?

Last work Monday after a long holiday break- FIRE date is Aug 2026. Looking forward to reading a book, extra gym time, all the things that are not conference calls and email, especially after holiday… more