For the last 4-5 years, I have been cost average depositing a portion of my monthly salary into stocks-ETFs I like and have decent returns in that time frame. With all the recent talk of correction however, I feel like my gains are not safe. Is anyone acting on this sentiment in a reasonable way to secure past returns? Im typically a “set & forget” investor, but I don’t want to lose what I’ve built over the last few years. Keen to hear how some navigate this type of uncertainty

Signing off...thank you all for such an engaging conversation today and the nice words about a tough Airbnb day. Reach out to me on Linkedin to stay in touch, and I'll stop back in the bowl soon! Rob

Hi boys & girls!

Joined a big firm (Big4) not long a go and starting to feel like I got a good grip on my current work.

I've always been very technical, so I think that the only thing I am missing now is making sales. (I really wanna make partner)

Can any seasoned lawyer share tips and materials (i.e. books) which can help?

Would it be a good idea to join a Social Club where potential clients spend time? (gym/tennis/paddel/events)

Any advice welcome!

What is the HRA policy in Accenture? I got to know that i can't claim HRa if my base location is city A and living in a rental accommodation in City B?
Is that true?

I wish I had more faith in myself.

Is it normal for a California employer to include a very detailed notice in the employee handbook about employee monitoring practices and the company’s right to search your stuff? Or do I need to look for a new job immediately….. 🚩

Is buying a used, low mileage Maserati Ghibli really that bad?? Not paying that premium msrp and being able to capitalize on the depreciation seems like a win and they are fun to drive imo

Anyone know what the interview process for the Strategy & Innovations analyst at CVS Health is like? Anything specific I should prepare for?

Anybody here at Barclays Corporate Banking in NYC? Need advice and numbers..

Callback consisted of five back-to-back interviews with exclusively white men. No thanks.

Is it normal or ideal to continue working on a deal in your last week at the firm?

Coming up on one full year at an ID firm. Feeling overwhelmed with my experience so far. I’ve received minimal training/feedback unless it was on something I messed up. It feels like the expectations don’t align with my level of experience. I have a case load of 45-55 with very little oversight or involvement from partners. Turnover is extremely high, as I’m the second longest tenured associate in the office. Looking for some guidance on whether this is the norm or not. Compensation is low 80’s.

Hi fellow healthcare 🐠! Vynamic is currently hiring experienced consultants in the NYC market. If you’re looking to make a move, we have great pay and benefits, outstanding work/life balance and solid leadership. Life science/launch experience is a plus, but we’re hiring for experience in all sectors. If interested, DM me and I can answer any questions you have.

It really bothers me when I hear kids being referred to as under privileged. We say that to them enough then they start to believe they are less than others 😡

Have you ever worked with Quartz Network Events? Were the meetings and events valuable? Did it lead to business?

How much salary can i expect as 10 yrs exp. Tech stack dynamics crm

Hi Guys,

I need some advice. I am currently working as Manager in PWC with 14+ years of experience. I recently received an offer from CGI which states 36 lakhs as Fixed and overall 40 lakhs CTC including Share purchase and Bonus.

Skills - Agile Leader.

Role offered in CGI - Manager Consulting Expert

Location - Bangalore

BU which I am getting hired is Energy and Utilities.

How's the work culture, job security and work life balance

Please advice

My partner got a City of Toronto offer. Salary band is 104-121k. HR asked for his expectations and he said 115k. HR came back with a 106k offer stating nobody on the team makes that much so they cant offer it. Also said she is unsure if there is any wiggle room if any at all. I’ve looked at everyone on the team with the same titles salary on the sunshine list and the lowest I see is 121k. I assume there is an OT component of some sort but also can’t confirm. Thoughts? /negotiating advice?

Why are PA firms understaffed? Thus, leading to mass hiring .

What is the average salary for a senior business analyst or a product owner at insurance companies?

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Can someone explain to me what a back door IRA is and how it works? I’m making over the income limit to contribute to any standard IRA and am maxing out my 401 K but no company matching program so I’m wondering whether I should be doing more

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?