I am 36 and just learning about FIRE through this bowl. Haven’t done much outside of contributing to 401K and having traditional savings. Our household gross income is around $420K. I’d appreciate any advice this group can share for me to start on the right path. Thanks

Naming projects, love ‘em or hate ‘em?

Salaries have really been spiking. I am curious what the salary for a Principal/ Junior Partners would be in a mid-sized accounting firm now. In January I was approached for $200K for a senior manager role. Now a head hunter has approached me with $225K.

Anyone know US car insurance companies that recognize Canadian driving history/experience?

Is there a list or map anywhere of NYC spots doing takeout cocktails? I’m downtown and so far I’ve grabbed to go from Dante and Extra Virgin if anyone has any other recommendations.

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Is bigbasket Bangalore is good to join as a senior engineer??
Is work life balance and job security is issue there ??

Hello All,
Since companies are moving into a Hybrid/back to office mode, many of us are required to move to the respective office locations. I'm not sure if this has been discussed here before,
But for a new comer to either of these locations (me) can I get a comparative Cost of living among the three cities
Pune Vs Bangalore Vs Hyderabad.
Thanks 😊

Hi Fishes i am making a whatsapp group for the people who are transitioning from non-tech field to data science
If anyone would be interested plz join
And let's learn , and transition together

Agenda:
Putting self progress on the course they are doing ,so that others can be motivated and
Discussion on topics related to transitioning

For those starting school this fall, how early is too early to start stressing about what you want to recruit for? Am a sponsored consultant but don’t think I want to go back 😬

EY application has turned to “We'd like to progress you to the next step in our recruiting process”. How soon does communication begin and typically how long is the process?

Is backgrnd verifcation done after joining the DBS ?

Hi fishes does Increment happens on Total CTC or Annual Base Part and how much increment Mercer provides annually to there employees.

Where to buy good quality fancy socks without paying $40 a pair ?

At what level, would one start getting technical questions in an interview for an industry position? - manager? SM?

Making my first job move using a recruiter, is it typical that they are the ones doing the negotiating? Is this standard practice or is it frowned upon to ask to talk to the Company directly to negotiate a higher salary?

My company recently changed my commission plan by capping half of our variable payout, resulting in the sales reps making roughly 30% less on commission checks when going over quota. Obviously this has crushed spirits, and I’ve lost any motivation to crush quota. How do I stay motivated ? Or is it time to find a new job?

Hi fishes,

Needed suggestions from you guys. Currently I am working in TCS,having 1.2 years of experience with CTC 7.5 lpa. I am confused if I need to do M.tech or MBA or just do company switch after some time periods. Which will be more efficient in salary perspective?

Whether I should do m.tech in cs or mba in HR or just keep on switching?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Sooo AMC.. who’s in?

😂

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?