Do you file your parents as dependents if they live with you and you pay their expenses?

Hello! I’m looking for study materials for the PHR. Does anyone have recommendations for cost effective resources or perhaps willing to part with your study materials?

Java Microservices Architect with 40 LPA Fixed (12 YOE) at Nagarro. Joined 8 months back. Got an offer from Publicis Sapient of 55LPA (50 Fixed, 5 Variable). I have asked for 60, but that’s out of their budget. I’m thinking of accepting the offer only if 55 is fixed without any variable. What do tou think guys? Is it worth a switch? And is the variable paid fully usually? Thanks in advance for your insights.

Anyone work at Alma? Interested in learning more about how you like it & company culture

Hi! I have been telepharmacist for over 10 years and trying to gather more information on what is the current pay range for this position. I want to get a sense if I am underpaid. Unfortunately, not many of my colleagues are willing to share their pay. If anybody here can give some information it will be greatly appreciated. Thank you!

Those of you that love your job, where do you work? I’ll start - I have a part time job at a medical cannabis dispensary and love it - I finally feel like I’m really helping people.

Hi all! Moving in from Dallas. I was wondering if I could get by in Seattle without owning a car?

So Becker was supposed to charge me $600 to update for unlimited access since my account was due to expire in March. I called them in December to make payment. Now 8months later...they reach out to me saying they only charged $35. I just checked my bank statement and they are right but i don't have $600 sitting around...What do i do? Thoughts?

Just got out of articling at a boutique tax firm and looking to lateral into a bigger firm. Anyone have suggestions for a medium sized firm in Toronto with a good tax practice? Thanks!

Will Cognizant offer 35 lpa for 11 years exp. And senior manager role?

Recently moved into Tech Sales. Frustrated with my Salary (32K base/year, negligible bonus potential of a few K). Was making ~3K/week on average in my previous role which was commission only, no base. Feel like I am completely wasting my time and potential. Saw the cut as necessary evil initially in order to move into tech sales and make multi six figure commissions later on with potential to reach 7 figures in total comp. At least my current role is with enterprise accounts which. Thought?

What are the cheapest study materials to study for the CFE? I didn’t want to pay out 1k+ for the prep course from ACFE.

What would be the minimum monthly expenditure for a single person in bangalore considering rent, food and other essential expenditures ?

MSFT or AWS? As Tech Pre Sales and why?

Going from PR agency to a marketing role in-house, tips and advice pretty please!!!

What are some fundraising ideas or opportunities you’ve used? I would like to buy books for the book club but I’m not able to use any funds from school.

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Today I am 28! Any advice you wish you had at my age?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Sooo AMC.. who’s in?

😂

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Does anyone have any inspiration stores of FIRE without an incredibly high income/family financial support. Looking for hope 😅

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Do you count your car as part of your NW on Mint/other trackers?

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?