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That’s insane monthly payment for this house (no offense)
North East
Is this your primary home or you looking to rent out the property? How much can you rent it for? What’s the cash on cash looking like?
This is my primary home
Subject Expert
What are you getting for all those points? I’ve never paid points in a loan. You are basically betting that rates won’t fall.
And if rates drop significantly just refinance in the future. Save the cash now, it’s your first home you might want to have that nest egg just in case.