All 🐠 with firms that provide pensions... Best advice for vested pension when leaving your firm? Should you take lump sum or leave it? Manager level but been with firm since college graduation.

like
Posting as :
works at
You are currently posting as works at

I’d take the lump sum, throw it in a good “Retirement 20xx” fund and let it ride until retirement. I would imagine it’s more or less an equivalent return with less risk of your firm pulling an Arthur Anderson / slashing benefits or you forgetting you have it in 30 years

like

Thanks!!

Agree w/ M1

like

Thanks for this question, in the same boat

like

You're welcome

Related Posts

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

like

Do we have leave encashment policy in PWC at the end of every year.
If yes up to how many leaves we can encash?

like

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

like

Working for a small RIA on 1099. I receive about 80% payout AUM and the firm covers port mgmt, marketing, and a client service rep. However no other benefits such as office, health, 401k, bonus. Stay?

Saving for a home. Should I save my money in a CD or savings account?

like

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

like

I’m not too familiar with the NYC market, pls help. Interviewing for a senior copywriter role at a healthcare agency. Was told the avg salary for the role is 85-90. Seems low, right? If we get to an offer stage, what should I be shooting for? 6 years experience.

like

Hi! What are your experiences with Robo Advisors? Worth it? Or is investing in a few standard ETFs (no day trading) going to yield more return?

likehelpful

I’m trying to land a job in healthcare administration. I have my master’s degree, but I have only 2 years of professional experience. The jobs I have seen ask for 5+ years of experience, is experience weighted more than my masters? Is it about paying dues before landing a job? Or am I looking at the wrong places?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

like

Desperately want to get into healthcare strategy consulting. 13 years of healthcare clinical experience including project work. MBA. But keep getting told by recruiters that I don't have enough experience to be a Consultant or Manager but that I have too much experience to enter in every level such as a Senior Associate. Just one rejection after another, even when applying with internal referrals from Director or Partner levels. What am I doing wrong?

like

Fathers - how long was your paternity leave when you had your first kid? How did you figure out the "right" amount of time to take off?

like

Hey everyone! I am currently working as a BA 3 on market expansion and I want to pivot to financial services. I’d love to do strategy, internal consulting, or BA. Downside is that I don’t have a business degree, I studied healthcare admin. Is that a big deal, especially considering my experience?

Would love any advice on how to break into a new industry!

Current:
Business Analyst 3 (FT) (Recruited for this role)
VC Assoc. (PT (UNPAID))

Previous:
Healthcare Strategist (FT)
VC Assoc. (PT) (UP)

like

Does ZS roll over unused PTO from one year to the next? How do people make it work with just 15 days at first?

like

Hi, I work under contract for a foreign company as an APM. I have an import export licence and send the monthly invoice to my HR. My benefits include the following in-hand allowances: food, internet, sports, vacation, training and hardware. Plus a yearly bonus.
Can someone help me out as this is new to me, how can I save my taxes? (I have to file ITR 4)

Anyone work in PwC Strategy& ‘s Healthcare Tech Strategy or HIA Advocacy Transformation areas? Would love to get more insights on the culture!

like

I am currently in Healthcare space and looking to jump to Supply Chain Management. Any resource/study materials/courses recommendations? Want to understand basics of the industry with special focus on sustainable SC.

TIA

like

Anyone on here looking for a new comp/benefits job? Message me :)

like

Question to freelancers: why?
What are the benefits and the odds of being a freelancer and how did you make that choice?

Have you ever regretted your choice?

like

Anyone in Southwest Florida know of Healthcare worker relief funds that are legitimate? Fort Myers and the surrounding areas were devastated and many critical workers have lost everything. Hospitals are evacuating and staff are moving away from whatever is left of their homes
please advise

like

More Posts

How do I set the formula to calculate “If x falls between 1-10, return 1-10, if it falls between 11-20, return 11-20, and so on”

like

Made a career pivot to another agency. During the interview we talked about how it may start as initially a "step backwards" (pay/benefits) but has potential for more long term growth. First day was yesterday. Had no communication about when or where to show up, sat in an empty office for about half an hour before a couple people finally showed. No phone call or email. Sent an email to the founder, no response. I could easily get my old job back if wanted.

What would you do in this situation?

like

Anyone have success cold applying for VC roles and not in MBB? Just submitted an app last week and they should be reaching out this week, but I’m not sure how long to wait before giving up


like

Bain & Company Got my first round Bain interview coming up. Any tips on what to focus on these last few days prior? Bain & Company

like

Hey everyone,

Can you please suggest me that, if i completed my graduation and post-graduation from distance education.

With 4 year of experience in finance administrator.

Can i able to apply in big-4?
Or any other mnc.

like

What happens at RIMS? Is it worth going to?

like

Anyone knows when the BCG experienced hire recruiting will restart again after the freeze?

like

Anyone work for a mortgage lender that offers competitive pay and flexible schedule? Fine with commish only but prefer to come and go as I please. Thanks in advance!

like

I drank too much tonight (not in the US - time diff) and I’m currently lying in bed not going to sleep to not relax to not wake up to not throw up. I hate alcohol for ever

New to this....best place to buy a Rolex submariner for under 9k online. Also, really like the look of the Rolex explorer II, but have always wanted a sub. Any thoughts or recommendations on submariner or explorer II?

funny

How is John St these days for accounts?

like

Hello guys, I am looking for a chemical engineering position in the South Bay Area or up to Hayward of Alameda County.
I have three years experience as a Process Engineer. My specialization focus on chemistry lab work, reactors, pumps, chemical plant design, battery, and a lot more.
Please let me know if you guys need one like me or refer me to one of positions you may know. You will never regret having me on your side as a team member. Thank you and have a productive day.

On which day is salary credited In deloitte? Like it's 2nd last working day most of the times at accenture

like

Can someone guide on this?

Post Photo
like
like

Hello Fishes,

I have total 4years of experience (joined my current company last year). Current package is 7.5LPA.
I am happy with my work life right now but need the hike. Also i am working as frontend developer (react.js) but my tech stack is MERN and i also have about 1year experience with springboot. In my current company my ctc will be revised on January,2023  as i am not completing 365 days before July 1(only missing for a couple of days). What should i do right now? What should be my ctc

like

nowadays how much is the salary range in data science?

1-2 yr ex
2-4 yr ex
4-6 yr ex
6-8 yr exp
8-10 yr exp

like

Hi All,

How long is the induction in KPMG India

like

Hi team ,
I resigned and my last working day was last day of month .
The company KPMG was suppose to deduct my joining bonus and other things in final settlement. Last working day was last day of month , which means i got full salary.
What they will do in final settlement? Will they ask me to pay separately? I have resigned and joined another organisation. Any one knows what will happen ?

like

How would you rank the AWS certs from most to least marketable?
I'm a functional person looking to get more technical and already have CP and SAA.

like

Additional Posts in Consulting

Does any Big 4 FDD team have work?

like

Someone reached out to me on LinkedIn about becoming an author on the side. Has anyone heard about such a thing?!? The person said she’s worked with 800 consultants writing their books and marketing it for them.

like

Any good books or recommendations on sales? Sales tactics trips and tricks?

like

What are the best Sales books y’all read?

like

Desperately want to get into healthcare strategy consulting. 13 years of healthcare clinical experience including project work. MBA. But keep getting told by recruiters that I don't have enough experience to be a Consultant or Manager but that I have too much experience to enter in every level such as a Senior Associate. Just one rejection after another, even when applying with internal referrals from Director or Partner levels. What am I doing wrong?

like

Anyone work in PwC Strategy& ‘s Healthcare Tech Strategy or HIA Advocacy Transformation areas? Would love to get more insights on the culture!

like

Suggested books or resources to learn more about strategy consulting? Different analysis, acronyms, etc.

like

Which top consulting firms, if any, will pay for your MBA?

like

Are any top consulting firms hiring for experienced analysts currently? I know ACN and some others are cyclical for resources 2-3 years out of college, but I’m looking to make a move sooner than fall

like

Any advice for those laid off? Such a tough job market :(

like

Have a very specific question for people who have an idea about this, I am a manager at NYC office and am considering relocating to PwC India - does anyone have an idea what level/comp should I take?

likehelpful

Best consulting firms to work for in Hartford CT area?

like

What are some good books that helped you with consulting? Looking for some good reads.

like

What’s the deal with paying $100 out of pocket & upgrading your corporate card? How do you do it, what are the perks, and would you suggest it? I travel weekly and buy flight tix with the Corp card

like

Advice or Book recommendations on how not to get bothered by others/ friends/ peers? What they think or what they do!
Been struggling lately

like

I’m joining a firm in June as an MBA new hire. They just emailed to tell me my job is safe for now, but if things continue to spiral downward that I may not have a job. How worried should I be?

like

Planning to do a PRM or FRM qual. How useful is it to move from Big 4 Risk and reg consulting to industry? Finding it hard to get anything other than non-PM roles

like

FTI 🐠: What’s the promotion like there? How are evaluated outside of client work? Do you have required firm initiatives?

Or is client work the only thing that matters at year end?

like

What’s the reputation of BCG’s government/public sector practice outside of the US?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview

Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal