Saving for a home. Should I save my money in a CD or savings account?

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

I get $3200 in rent for a condo that I have $3600 monthly costs on (mortgage, property taxes, HOA fees). Although I put in $400, I make about $1400 a month in equity (15 year mortgage). Property is worth about $470k and I have $200k in equity. Make sense to keep or sell?

Fine day for crypto!

My 401k technology stocks are down 27% as I started beginning of last year!
Hold and ride OR some other recommendation?

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

What do you guys think about future of NFTs on smaller chains? Thinking primarily about Avax and SOL. Do you they think will blow as well when people understands there are alternatives to high gas fees on ETH? Or will everyone stay on ETH because there where the mainstream is?

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

Other than Airbnb, what is the best way to find month to month rental options?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Best Alt Coins to buy?

Hi fishes, I have only one house property. But when I tried selecting ITR-1 for filing income tax, it shows a message in red mentioning I should select either ITR-2 or 3 since I have income from more than 1 house property. Should I go ahead and file with ITR-1 or do I need to get correction somewhere before filing the return?

Do you invest in initial coin offerings?

Hi, I work under contract for a foreign company as an APM. I have an import export licence and send the monthly invoice to my HR. My benefits include the following in-hand allowances: food, internet, sports, vacation, training and hardware. Plus a yearly bonus.
Can someone help me out as this is new to me, how can I save my taxes? (I have to file ITR 4)

Did a bunch of agencies just go on a firing spree before Christmas?

I’m a CPA and am weighing going back for my Masters, maybe an MBA?

Will I get any benefit from going back to get my masters?

What are your tips on convincing a fellow employee not to switch agencies? I really don't want to compete with them

Can anyone recommend any resources/certifications for financial modelling? Looking for something comprehensive as I need to learn the skills, while establishing credibility as I wish to work in the industry, but have a degree in mechanical engineering and all my internships were in it. Also a CFA candidate if that helps in anyway (more information about my transition). Thanks in Advance.

Any recommendations for learning Mulesoft? I used it a bit a few years ago, but I don't remember much. How much has it changed since being bought by SF?

What is the difference in terms of seniority between specialist and analyst in salesforce? From my knowledge, specialist is usually more junior than analyst but the posting for the specialist role requires 3 YOE

What's your experience working with United Way?

Ant TPgM willing to chat? Eyeing a role and need to know more about it. I already have an invite for an interview with a fellow TPgM and want to be better prepared for it! TIA🙏🏻

Does anyone know what the Short Term Incentive program at Avanade is? Also, is it separate from the annual bonus?

Oracle job status : screening means?

Who all is just lurking in here waiting on something juicy? 👀

The severance package at Meta for laid off employees almost makes it nice to be laid off depending on what your personal situation is….. personally wouldn’t mind getting 4+ months of full pay to reset and think about what’s next 😬

What is the scene in the hybrid model in Capgemini?


Is it being followed strictly or still there is any flexibility?

For those who didn't grow up golfing - how did you get into it, and where did you start?

Hi Fishes, What is the fixed ctc band for SC2 at EY GDS SC&O. Also, how are the levels tracked for progression for a given designation (SC2 to SC3).

Please respond if someone knows about it.
EY

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Anyone else long on AMT?

I work for a company that gives me RSUS as part of my compensation. Am I allowed to short the companies stock to minimize my downside risk in case stock price drops? I value certainty of my RSU payments over any potential upside

Is BRK-B a buy right now?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

I'm planning to purchase a home in the next 1-2 years as a first home buyer. My parents are currently refinancing their home and because they are close to retirement and have a smaller income, I'm planning to take out the mortgage under my name (won't be listed as the property owner). Would I still be able to get the benefits of being a first home buyer when that time comes? Or will the mortgage disqualify me? I recognize this isa unique situation, so it's been hard to find a clear answer online

What are the best platforms for investing in startups as a non-accredited investor? (E.g., pursuant to the JOBS Act and CF regulation)

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Leave it to a 2% dip in a day to send people panicking lol

Anyone looking at airline stocks or ETF play?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?