I have 21k in my savings account. Where should I put this?

Please share your stock portfolio, ETF, mutual funds

Mine-
No ETF, MF
Stocks-
Wipro
Tata Power
Laurus Labs
Tech Mahindra :(

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Revenues are at lowest since 2008, and I think investment banks are being forced to rethink their entire business model

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

For those who have most of their money invested, when a building wants to see your bank statements for a new lease, can you show them that your money is elsewhere?

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

This is a noob question. What do I do with this meme stock I purchased? I only invested a grand. Do I sell when it’s high and get out of it? Or hold on to it? I know nothing about trading.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

What would not having a second stimulus mean for stocks 6-12 months from now? I’m assuming it hurts stocks but increases the value of USD?

Hi Friends, I have some responsibilities which I need to carry out for my families and dependents for which I need some money in the next two years.

I dont want to change my job just for increasing my salary as it would bring some extra pressure and other complications with it .

Please help me out in earning some passive income ..

any idea or suggesstions would be much appreciated.

I’m looking for a new every day cash rewards credit card. Do you know of any that is better than 2.6% cash back? Trying to find something better than the Bank of America® Unlimited Cash Rewards Credit Card.

SO and I have finally saved $500k. Should we buy a house or a green card (Indian born on H1 in the US, I-140s approved)

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

Guys urgent question - can I open a Vanguard brokerage account as a H1B visa holder ? I have been here for a couple of years now at least. Are there any other restrictions ?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

To those who have taken out a mortgage… any experience with new american fund or ally bank?

How much do y'all try and put into the market each month? I e been doing about $5k and have leeway, is that too cautious?

How many days E&Y takes in general to release offer? My last discussion with the HR was on 06th Oct, no further communication or discussion initiated for negotiation.

Hi Fishes, Can you continue with your existing ICICI account with EY (for salary credit). Someone said EY doesn't consider ICICI so better get an HDFC or some other account that it is associated with

I need 11 likes plz.. !!

What is the salary range for Sr. Administrative Asst. 20 yrs experience, 8 yrs with firmNYC? Client facing with client C-Suite EA’s to schedule PPMD mtgs. Heavy calendar management.

Hi All,

I got offer from IBM. My DOJ is December 14th 2022. I am a UI developer. i want to know what is the bench policy in IBM. Do we get projects. How will be the client interviews?

30 m ny/nj. US citizen. Moved as a teenager. INTJ. Single since I figured I’m not fighting the biological clock and have all the time in the world to meet someone and get settled. Things changed after I watched Akshay’s mom (Indian Matchmaking) tell him even 25 is too late and not marrying somehow messes up lives of people around him. While the show was staged, there might be truth to the latter part.
Looking for F in ny/nj. Personality: NOT Aparna. NOT Nadia but def more Nadia than Aparna.🙏

Hi fishes, I have completed 1 year in Wipro. I have lost my appointment letter as it is required by companies for job switch. Whom should I contact to get my appointment letter.
Please help🙏

Hi fishes,

Does UKG reimburse personal mobile data recharges?

Just checking YTD peer utilization rate and it's less than 50%. Deal market is really slowing down..

Anyone from the Edelman NY brand team here? I’d love to hear about the work/what you look for in new team members.

How Much Increment can one expect when getting promoted from ITA to Assistant Consultant in TCS ?
Also how many years do we need to stay in ITA role to be eligible for Assistant Consultant Position ?

Outside of M7, what is the best MBA program for consulting exit opps? Looking at employment reports, it’s looking like it may be Ross —> ~70 MBB hires

Do DI has only Indian clients?

Hi,
I am looking for an iOS developer role. I saw an opening in IBM from the job portal. Need someone to refer to my profile. Any IBM working employees Share your mail id so that I can send my resume.
Thanks in advance

What is expected salary of experienced Data Analyst ?

Hi Guys,
Can someone refer me in JPMC , I have 3.10 YOE in core PMO. TIA

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

I’m looking for a new every day cash rewards credit card. Do you know of any that is better than 2.6% cash back? Trying to find something better than the Bank of America® Unlimited Cash Rewards Credit Card.

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

To those who have taken out a mortgage… any experience with new american fund or ally bank?

How much do y'all try and put into the market each month? I e been doing about $5k and have leeway, is that too cautious?

Where are my swing traders at??

What are your thoughts on a 200k cryptocurrency investment?

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

1.2M 30-yr fixed mortgage. Should I go with option 1 or option 2?

Option 1: Rate - 2.5% with $1,500 credit

Option 2: Rate - 2.375% but I pay $4,500 in points.

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

Anyone have experience using John Hancock as a 401k provider?

2021 roth ira limit is 7k? Or am I reading it wrong

just graduated college and still figuring things out— should I be investing in the same funds in my 401k vs Roth IRA? What should I do differently between the two? I’m thinking of using the 3-fund strategy for one but don’t know what to do for the other. Any advice would be great, I’m clueless!

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.