Amex is offering me a complimentary Gold card along with Platinum ($550). Is it worth it?

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Everyone gets free gold cards with Amex Plat - up to 4 of them.

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For you? Are you sure they r not offering free gold cards for auth. Users? In which case, it’s worth it if you want someone to use the same card but not necessarily with the same earning rate and/or benefits (i.e kids)... for a SO it might be worthwhile to get an additional Plat in which case you get 3 for the same price so you might as well get your kids or your parents the platinum as well

And if it actually is for you, i don’t really see the benefit as the platinum is better in most ways, unless they will also give you the $100 incidental for the gold card... then get it for a free $100

Careful it doesn't make you ineligible for gold signups bonus later - Amex is once per lifetime bonuses unlike other credit cards which are more churnable

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