Anyone finding good rates for refis on investment? Got a good rate, 3.335, but the brokers is trying to charge 2% in fees. Kind of kills the deal. The loan amount is only 115k. I’d rather go up to like 3.65 or whatever and not have to pay so much in closing. Any ideas?

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.

If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

Looking for a financial advisor to help us begin investing - any recommendations? Is $30K enough to start with?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

Has PwC paid out this month's expenses yet? Amex isn't pleased..

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

9 years at the firm, 3 as a manager and I just broke $100k in the Northeast region. Maybe it's time to explore my options.

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

Anybody have strong feelings about BAT? My friend just put his life savings in it, and I’m trying to talk him out of it...

Anyone buying any stocks tomorrow AM? If so what?

The trading volumes dropped significantly in the last couple days across BTC, ETH, and LTC. Any reason for that?

I get $3200 in rent for a condo that I have $3600 monthly costs on (mortgage, property taxes, HOA fees). Although I put in $400, I make about $1400 a month in equity (15 year mortgage). Property is worth about $470k and I have $200k in equity. Make sense to keep or sell?

If I have a six year old and 150k in a 529, can I say I’m done?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Anyone has experience in investing through Angellist?

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

Hello everyone,
Please help me with 11 likes, so that I can communicate for refferal.

Thanks!

Anyone have a CFE designation and taken the test recently? Debating about getting it wasn’t sure if it’s worth it.

What are your top Excel ninja tricks? Ones that few people know...

Random question, has the govt shutdown affected anyone’s work/business?

How do I tell a firm I screened with that another firm I screened with is moving forward with full rounds? I would prefer the former firm, even though the latter firm is ranked higher. Thanks for any advice

Who is your favorite director you have ever worked with and why?

"I'm So Groovy" - Future 🎤🔥💨

Hi,
I'm looking for Manual Testing remote opportunities. Having 3.3 years experience and immediate joiner.

How many days it usually takes for Full and final settlement in Capgemini? It's been 11 days after lwd but didn't receive any communication yet even after dropping mail to f&f team. Could someone help here pls.?

Consultants, would you join the Fed is given the opportunity?

Folks - when you calculate the total diluted share counts, does the result have to tie to the reported diluted share counts on the most recent filing (either 10K or 10Q)?

Thoughts on the Tech investment banking scene in Charlotte, North Carolina?

What is the *prime* amount of money to bring you happiness?

I lost my stem opt card. I submitted new application in Oct 21th 2020. But i haven’t receive anything from USCIS yet, not even i797 form. I’m so worried~ i called uscis but the robot won’t transfer my call to any real human. Does anyone know long does gonna it take to receive a new Ead card or new i797 form?

Definitely getting sick. Picking up a cough and everything hurts. Good thing my team has a big deliverable tomorrow.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Is it common for HOA to ask you to prove your car registration is up to date?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Closing on a condo soon. Need to get 1 accent wall painted and one laundry bifold door installed. What’s an average cost to expect for this. I got quotes for 2000$, seems steep. Any recommendations for contractors in chicago area?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

Do you thank your tenants for paying the rent? A quick thank you text?

For those that built higher end homes, what kind of appliance budget did you have?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

What's the best city in UK to buy a buy to let property, with best returns?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

For those who use property management companies to manage your rental properties, what are the services that you really value and will switch out to a different one if not getting such services?

Hi, has anyone worked at Freddie mac? Particularly the multifamily investments division?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?