Looking for a financial advisor to help us begin investing - any recommendations? Is $30K enough to start with?

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

What’s up with all tech stocks , most of big ones are down in after hours trading.

Hey guys! How much PF does someone retiring from NTPC get these days?

Best cards in Canada for points?

I will be a US citizen in a few months. Does this mean I will need to give up my Aadhar card along with Indian citizenship? What happens if you have property in your name? Needs to be transferred?

Thoughts on buying a 2nd house in this market? Need a property close to the slopes here in CO. When do we think the vacation market will bottom?

How do you vet tax accountants to tell if they're good or not? How much do you spend on them for annual filing?

Good time buy ETH now? New to the crypto scene so would love some honest advice. Not looking to start with a lot of $$$ but still scared of the huge drops from last week

The only ones who get hurt riding a roller coaster are the ones who jump off. Don't panic and sell, everyone! Time in the market > timing the market.

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

First-party property homeowners’ insurance, PL’s side, is drying up in Florida?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Any recommendations for RPA stocks?

Hey how is appraisals in altimetrik ??

If I got married on a Sunday, could I use the flowers from the wedding the night before? (Anything they were going to leave behind like hanging installations) Seems like a waste for that decor to be trashed and an opportunity to pay it forward. Has anyone done this?

Any wizards fans out there? Love to see this team gel so well this past month

I have an offer in PE VP role in Citco and JPM and I am at cross road on which is one to company to choose. Their pay is very similar but JPM is offering an attractive signing on bonus. I need a honest advise on which is better between these two firms.

At my uncles wedding in Madrid I remember lying down on the grass in the courtyard after their first dance and crying, my Dad came and saw me, laid down in his suit beside me and asked what was wrong.

“I know my boyfriend wouldn’t dance with me like that at our wedding”

And we just lay there as I cried, and then got up. Had a drink.

Said boyfriend left years ago, and now I have a wonderful man who just asked me what type of dance lessons I want for our wedding next year.

Don’t give up.

Which in-house/brand side places in MN have decent creative opportunities?

Anyone know of a good tutor for CFP exam? Thx.

I’m an in-house litigator interested in transitioning to a hybrid litigation (50%) and diversity and inclusion (50%) role. Career suicide? Will it work or will I end up doing 2 jobs?

I am a 2nd year associate at a plaintiff’s firm specializing in toxic tort cases (individual). I’ve had the opportunity to be third chair on a trial, and will likely be second chair in an upcoming trial. However, given the track record of the firm and the amount of money at stake in each case, I am afraid I won’t get any first chair experience, if any, for at least another 5-7 years. I am considering staying at the firm but trying to get trial experience through side Pro Bono work. Thoughts?

Hello! What are the first steps to leaving agencies and going freelance? Working as a data, insights and strategy specialist in particular.

Freelance is completely new to me so any advice/guidance/links would be greatly appreciated :)

Does anyone know anybody coming from the Merit America IT Support program that have been successful in their roles? This is a career change for me and I'm worried that employers won't be patient while I learn or that IT teams will be overloaded and I won't have a proper mentor.

Will s&p provide headset along with laptop for new joiners?

I'm looking for referral at BCG UAE, please feel free to message me

Layoffs for Deloitte- who is doing them? How are they being delivered? Who schedules?

Which agencies are going through layoffs

What is the best way for a US-licensed attorney to lateral to a position in a big legal market in a different country, e.g. London?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

At what investment size should you typically start using fee only financial advisors?

I finally at a place where I could buy groceries without checking the prices. In the past I wouldn't buy something I so desired if it's a bit pricy.

Investing beginner here. How did you learn? Any resources that I could read/watch would be helpful. Thanks

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

What do you estimate to be your personal functional inflation experienced over the last year?

I know the fed says 8.6%, but that number is averaged over many products normal people don’t frequently interact with.

I’d rough estimate something closer to 25% cost of living inflation over the last year for myself.

Anyone here from NYC? Be cool if there was a meetup.

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Should I put $20K towards my student loan balance of $230K before the no-interest period ends or max out my 401k, which I have contributed nothing to this year. I’m 25. Employee matches 4%.

Hey fishes, i need advice as to how to invest 200k? Should i go for individual stocks or funds or should i go to financial advisor? If individual stocks then looking for sectors. Can i invest as a VC? Any thoughts or direction please

What’s your FIRE target age (where you no longer maintain a salary job)?

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Why does TD have two trading apps and which one is better? Currently downloading thinkorswim

As an investor, do you choose longer or shorter amortization periods when paying off your mortgage and why? Will return on investment be higher if the amortization period is longer?

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

Anyone else into Bank Bonus churning?

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

I just hit my lean fire number but am hesitating to pull the trigger, so was hoping to run it by people smarter than me:

- I have a few rentals that bring in ~$1800/mo cash flow, taxes are negligible, Capex incl.
- My paper assets will bring in ~$1200/mo at 3% draw
- I get free Healthcare at the VA
- No plans on kids
- My expenses haven't topped $30k/yr ever
- I could always reenter the workforce if needed (albeit probably not in consulting)

Please point out the flaws here, what am I missing?

Do rewards matter when choosing a credit card?. Here is my monthly spending breakdown: online groceries, online food delivery, gas, little shopping on Amazon. Don’t know about travel until Covid ends. What would be the best credit card ? I’ve bofa cash rewards and travel rewards and a corporate amex