I get $3200 in rent for a condo that I have $3600 monthly costs on (mortgage, property taxes, HOA fees). Although I put in $400, I make about $1400 a month in equity (15 year mortgage). Property is worth about $470k and I have $200k in equity. Make sense to keep or sell?

Are the glory days of bitcoin over?

Is it too late to buy the FAANG stocks? Still feel that Amazon and Google are undervalued.

ARK is holding up very strong, not sure how and why while other coins are plummeting?

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Is it the worst time to buy real estate because of the interest rates?

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

FIRE - What is your total net worth so far? What's your profile?

As much as I talk about wanting a man to take care of me financially, I have way too much pride to allow it when it actually happens

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Considering buying a home but was told to account for unexpected maintenance bills that come with owning a home. What’s the biggest bills you guys have received (e.g. broken air conditioning)?

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

Been trying an abundance mindset. It's put me in debt.

I finally decided to invest in cryptocurrency but not sure how and where to start. I am looking to invest from a long term perspective (5-10 years).

Are there any low risk steady increase options or is the whole crypto currency a high risk game?

Hi Everyone,
I am looking for a job change , I have 8+ years of experience . I have 6 years of experience in HR generalist and 2 years in Knowledge management.
My current package is 8.2 lakhs and expected is 12 - 15 lakhs
Request you all to fine me a good opportunity I will be grateful to you all


Hoping for positive response.

Hi everyone,
I have a fully furnished room in an already set and functional flat to sublet. It is located in sector 38 gurgaon, near Medanta.
PS: it’s a girls flat

For those who wake up at 5,6 or even 7am - how do you do this in this cold, dark, hopeless weather? Any tips for that? I wake up with my alarm but it's so cold and dreary and annoying that I go back under my sheets....

Is there such a thing as bike etiquette when locking your bike??

For example when there is a bike already locked to the post and you want to lock your bike but it's a tight squeeze because their wheel is in the way? Do you find another post?

Any reccs for cleaners in philly?

Is there any good full stack development course / bootcamp for freshers. With job help.

Hello, I’m an associate (almost at the one year mark) at a midsize firm on the EPL team. I did about 2 years of employment law as a clerk during school and know that’s what I want to go into. I’ve asked for more EPL work but keep catching PI cases. I second-chaired an employment trial but don’t see any EPL work for the foreseeable future and wasn’t getting as much EPL exposure as I wanted before the trial. Any advice on a lateral move to a bigger firm with a broader range of EPL work?

Hey fishes
Need your help

I am from non tech background and planning to shift my career. Currently I have 2 options for a career change.
1. Data science.
2. Cloud computing and devops.

I have zero coding experience..
Request please help me choose the best for my career .

Thank you.

What does HealthScape do exactly? I know they work with payors but had a recruiter reach out and their response to my question was vague.

Anyone in NTT Data UK? Could you share your thoughts on the Data and analytics vertical ? How is their consulting model ? Read in a lot of bowls that they do staff augmentation. Is this true ?

Would love some new suggestions for sweet but strong wines. Doesn’t matter if it’s red or white.

I’ve noticed on Glassdoor, salaries for my level (Director) are higher than my base but have similar bonus opportunity. At what level of pay gap would you push or make a stink? In hindsight I should have pushed more during the hiring process. At 160k base now, seeing ranges in the 170s to low 180s. These are specific to my current company.

Hi guys, please help on what can we do in below situation:
I am working on project which located at Mumbai location and I dont want to work from office at Mumbai Location. I am fine to work at Pune location i.e base location of Tech M. I am already serving notice period and last 20 days remaining. HR communicated to me that its compulsory to join at Mumbai location & if not joined then they will take action as it will be constructed as willful insubordination.Also need to look for accommodation.

Thinking about divorce. Wife had an affair 3 years ago that I haven’t been able to move past. Been married 11 years and have two kids though. Restarting individual and couples therapy before I pull the trigger. Anyone else been in a similar situation? Should I blow up the family if I can’t get beyond this?

What kind of dietary resources do you point your patients do when discussing nutritional changes to your patients for their annual exams?

Hi Fishes,

What should be the asking CTC for below profile at Capgemini?
9 years - IoT

Any Publicis PMs go to TBWA\Chiat\Day LA? How was your experience with that transition?

Hi All,

What is the advantage and disadvantage of working in SAP labs as external worker

Hello Sharks
How to get opportunity abroad? Can you share any portals from where I can apply?
Thanks in advance

Hi everyone! I’m going to be in NYC next week and would like to connect with a few local CRE brokers while I’m in town. Anyone open for a happy hour?

Loved a condo, great neighborhood- river north chicago. During attorney review seller disclosed they had bed bugs in May 2020 and it was exterminated. They are willing to share the receipts for proof. Should I go ahead with the purchase or should I just let go and find another building?

Anyone in Miami going to the Real Deal Showcase on November 10th?

Completely new to real estate and considering getting a real estate license. Is it hard to juggle a full time job and being an agent part time?

Lots of 2-year-old posts here talking about their uncertainty of buying a home or investment property. I hope you did! Looking to buy my first flip in the next couple months, does anyone have any advice on flipping vs renting? My original plan was to flip and buy rentals while keeping my capital base up with my flip homes and slowly building my rental portfolio. Any thoughts on this?

Any good CPA recommendations specializing in rental properties and LLCs (for a separate business)? Had a tough time doing my taxes this year. I'm in NYC if it makes a difference, but open to non-local CPAs

Have anyone negotiated their rates with wells? I wanted to use wells but another lender of giving me a better rate.

Thanks!

Hello, I am going crazy. I am supposed to close on a house on Tuesday. The buyer did not perform an inspection and the lender did not order an appraisal. The lawyer says that everything is good on her hand but I am not sure if she is the deciding factor here. Can a home close without a physical appraisal ? I don’t have a closing time yet, just the date. My realtor reached to the lender and have no heard back.

Thinking of buying a house in Atlanta. Not sure if I should wait or not. Interest rates are good but I'm afraid of the possible housing market crash.

What's a good % of your gross income to be spending on housing? Does it differ if you're paying the mortgage vs renting?

Looking at buying a house in Charleston, SC, then I want to get back to buying rental property. I already have two but would like to grow to 10 in the next 5 years. Is that possible and what are some ways to get some capital.

Is it normal to sign a bunch of disclosures for a Wells Fargo rate lock? Will I have to pay anything is I end up not using wells ?

Any upcoming areas to buy a investment house in and around Austin Texas

Hello fellow agents! I am new to Fishbowl. I am trying to get this thread thriving just like our housing market.
If there is any questions for me, or if you have a referral (I pay for referrals) I am licensed in Arizona and Washington state!

Anyone doing any investing in Charleston, SC

Hey I am a new real estate sales person kitchener/waterloo area in Ontario, does anyone knows some real estate brokerage that provides training and has low commissions split as well?

Not a lot of activity in this group; is anyone still active in here? Hello from Sacramento, California.

Anyone in a condo need to get walls in insurance? Please explain this to me, thanks so much. First time buyer here

Condo insurance recommendation?