{ "media_type": "text", "post_content": "Anyone here have both CSR and Amex Platinum? Is it ridiculous to have both? I've got CSR but am tempted by the 125k bonus offer from Amex. Both high fee cards, but at least with CSR I figure $300 of it comes right back in travel credits.", "post_id": "60552ad5d0d89a0021d5a1cc", "reply_count": 16, "vote_count": 2, "bowl_id": "58f82522753e990016609224", "bowl_name": "All things points", "feed_type": "bowl" }

Anyone here have both CSR and Amex Platinum? Is it ridiculous to have both? I've got CSR but am tempted by the 125k bonus offer from Amex. Both high fee cards, but at least with CSR I figure $300 of it comes right back in travel credits.

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I have both and they seem worth, especially once travel picks up again. Amex has been doing well providing credits to help offset the AF (ie: PayPal, previous phone bill, etc.) If you have a corporate AMEX, the $150 corporate advantage statement credit makes it a no brainer. Even without the corporate credit, a 125k MR offer is worth to get then you can always downgrade or product change in the future if you feel it's not worth it.

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I wouldn't keep both going indefinitely, but I keep CSR as my "always" card & would totally get the Amex, meet the bonus threshold, and then cancel

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OP, there are some referral offers out there right now with 100K MR +$200 home improvement credits +10x MR pts on grocery stores and gas. Personally, I'd take this offer over 125K MR. To answer your question, to me, I don't see / get value out of holding the Platinum card past the first year unless you can nab a retention offer. The credits the card offers general are much harder to use than CSR credits / offers.

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I'd jump on it then! Especially since there are rumors coming out today that Amex may be increasing the annual fee to $695/795 in July.

Churn the 125k bonus, don’t need to hold both long term

It's OK, I got the context here. I don't open or close cards that frequently, so I could never be accused of churning through cards.

I have both. Amex platinum credits+retention offer+amex offers more than offset the $400 yearly fee since I get the corporate advantage discount. Love my amex plat, but use my CSR 😀

Yeah I don't have a corp amex anymore, so I'd be paying the full $550.

I had both, but when it came time to renew this year, and only wanted to keep one, I went with plat.

Have both. Holding on to CSR until it raises the fee back to $550 without new benefits.

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