Anyone here use a money manager? I’m curious if it’s worth the cost. I know most MM don’t outperform the index, but this guy I am meeting with has a track record of beating it.

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

I got married in 2021. Before my wedding I lived in State#1 and after the wedding I moved to State#2. My spouse lived in State#2 the entire year.
Can I file as Married Jointly in such a way that State#1 only calculates my income for the portion of the year I lived there?
Or do I need to file Married Seperately?

Is it just me or does anyone else know or have an inclination that their employer committed fraud after receiving PPP loans during COVID pandemic?

How to transfer PF fund from hcl to epfo if i was a non pension member???

Can any one tell me, how to invest in quant mutual fund through it's website?

What are your thoughts on Tesla stock ? Do you think it will reverse next year ? The company is in very good shape , it is getting smashed because of the twitter drama alongside high interest rate but i think it is very cheap stock today when i think about future prospects

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Have anyone negotiated their rates with wells? I wanted to use wells but another lender of giving me a better rate.

Thanks!

Anyone here tryna go into impact investing?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

What are your plans for your tax return? Looking for some ideas that are reasonable, Thx.

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

What is the most you've invested into a single stock?

What is the biggest loss you've endured?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Where are you on your PSLF journey? I have 2.5 more years before my $250k+ is forgiven. Keeping my fingers crossed for another forbearance extension 😊

Who does your taxes? Need a recommend. Thanks.

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

For folks who recently got their EAD, how long from the time of filing your I-485 did you get it?

Is there anyone who recently got offer from Accenture UK? I received the offer last week and waiting for PWC team to contact me for further documentation.

Anyone has joining on 10th october?

Started the internal GC process in October 2018. Today I-485 status changed to "we ordered your new card." My jail free card is finally on the way I guess. Hope everyone with pending I-485 gets your GC soon!

Moving from T2 to McKinsey. How do vacation requests work? I have family and friends getting married this fall in weddings delayed because of covid, but I’ll just have started so wanted to get a sense of how realistic taking vacation this fall would be and how to approach taking it (e.g. mention to HR, staffing). TIA!

How does a role in clinical affairs differ from clinical research? Any clinical affairs manager out there to shed some light? Wondering if clinical affairs will have more sciencey roles.

I’m a defense attorney looking to make the switch to the plaintiff side. I’m in Los Angeles and I’m wondering what a reasonable compensation package would be. What percentage should I be making off of the cases?

Hello Folks,
I am being considered for the role of BDE at Gartner. I have total 15 years experience with 8 years of quota selling. What is the salary bracket at Gartner for this role.

🐠 fam - I posted on here a while ago about my classmate and I working on an IRL Social App called Venty. I’m glad to announce that we officially had our beta launch today. Venty is a new social app that makes it easy to find people nearby to enjoy social activities. No swiping needed! You create activities you want to do and users nearby send you requests to join. Venty is designed for real connections and purpose-driven dates. Please download and review our app on the App and google app stores.

Which one of the two has more long term monetory benefits/growth? Working as a product manager or working as a software developer. I need an honest opinion.

I got an offer at Nokia, and my new manager said that she wanted to put me in the higher salary bracket however the HR insisted that we lowered the range. That caused me to receive a much lower salary than expected. Should I renegotiate even when my manager said that she tried giving me more. Does HR really play that big of a role in this?

Best ergonomic desk chairs under $200?

I’m currently interviewing with a few top 10 firms and a couple top 100 firms for a mostly remote experienced associate/new senior role. Does anyone have any tips on virtual interviews and how to gauge the culture of the firm and if it really will be a good fit for you? I’m struggling to figure out that out because I used to gauge it on the feeling I got while in their office during interviews. Any suggestions would be helpful :)

Lower middle market bros. What’a your comp structure? I will share:
100k$ + 60k$ discretionary bonus

Thoughts on PJT strategic advisory?

Public finance exit opps?

What are realistic expectations for 3rd Year Analyst / Direct Promote Associate bonus range at a BB? Note that at MS, 2nd year bonuses in my group last year were 90-115K, while MBA associates received a pro-rated 90K stub (~40k). Personally would be pretty unhappy to take a pay cut between 2nd and 3rd year…

Any info on best MM LevFin / FIG groups in Chicago?

Thoughts on GP Bullhound?

Senior Risk Consultant + CPA at big 4 (4 YOE) looking to break into IB with no Deals experience. Would appreciate any tips, tricks and resources for interview prep and beyond. I have an interview coming up with an MM bank in their Real Estate group. TIA

Would tech ib (m&a) be more affected than say Healthcare/pharma ib in an economic downturn?

Say I work in tech and have a decent finance experience. Would my 3 yoe of domain "expertise" in tech make me an attractive bet for the banks Tech coverage team? In other words, does having experience in Tech make me more hireable for IBD?

How do you find out who’s “top bucket” and who’s not? Do they disclose this? Also how do you become one?

What’s the best VDR and why is it datasite?

What “lifestyle” exit opportunities pay decently? Been interviewing for corporate development and strategic finance roles but total comp looks to be almost a 50% pay cut.

Are coverage group hours better than m&a at your bank? From a lifestyle standpoint

I am going to speak with a recruiter at Houlihan Lokey TMT in LA. I would like to know more about the group and its culture. Would love to connect and network🙏

Does anyone know about Sage Group? Seems to be a boutique firm but not sure about their culture and overall dealflow in the market.

Equity research associate considering to pivot into IBD. Is this a wise choice? Heard ER is an exit for some of the IB folks out there.

Folks - when you calculate the total diluted share counts, does the result have to tie to the reported diluted share counts on the most recent filing (either 10K or 10Q)?

Interesting all the noise about these PPT, my take:

The pandemic took all the upside of an IB analyst life (client meetings in person, fancy trips, suit up, worshiped at networking events) and left all the juniors with the downside (long hours, monkey-like type of job, aggressive work environment).

Not that the complaints are not sort of legitimate but you may need to revise the decision-making process that led you to accept a return offer. Specially if you were looking for less hours.

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

does anyone have experience exiting after 1 year? any vengeful MD stories? my MD knows a lot of people and i’m scared if i interview or exit to one of these places that he has a connection at he might try to mess with my career...