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Just started investing. A friend of mine has been investing for a few years and he says he’s averaging 14-15% returns, with 2021 being in mid twenties. So let’s see. And yeah they claim the money is liquid… subject to a small penalty
Thanks for sharing!
I’ve been investing through Fundrise for 3 years. Returns have been good, around 10-15%. Liquidity is tough though. They have different fees to withdraw your money before 5 years. They’re not super high, ~1% or so. But they can choose to not return your money to you right away, especially in an economic downturn. Definitely worth reading into the liquidity piece a bit more and reviews. I recall seeing a few folks where it took them a quarter or 2 to get their money. So seems you wouldn’t get the money back instantaneously.
I’d say if you have money that you can set aside and forget about for some time, definitely would be a good idea since the returns are high and consistent. But if you need to have access to the money in the short term, might not be the best idea.