Are there actually mortgage lenders out there who will cover closing cost?

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Posting as :
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Cover as in put it into the mortgage so you can pay interest on it for 30 yrs, sure.

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It's very common

Helps when you want to refinance often if the rates keep dropping

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I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

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Someone here suggested investing in Boeing two months ago. I did. It was down to $110. It’s insane now. Thank you whomever you are.

likesmartfunny

I guess you meant %? Right now I just have bitcoin . Would have been nice to have bought some altcoins two weeks ago, as I would have picked any altcoins and it would have mooned

Anyone wondering what digitization and disruption of banking and lender relationships will look like? If at some point regulation allows customers to borrow directly from central banks, then will banks and buy side direct lending shops die out ?

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If you have 15k extra cash in the bank and want to invest and grow the money, what would you do/go for in terms of investing?

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How is the blended state tax rate calculated. Say I have the state deferred tax number. What’s my denominator to get to the correct rate? Is it the pre tax

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Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

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There has to be a point where focusing on minute details generates diminishing marginal returns.

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How’s litecoin doing? Thinking to invest in it.

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What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

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Have CSR. Thinking of getting either the Bonvoy Brilliant Amex or Bonvoy Boundless Amex to use ONLY for my Bonvoy stays (I travel weekly). The 6x Bonvoy points per stay and the 3x CSR points per stay

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Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

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I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

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What alt coins do you suggest I split $200 in?

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So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

likefunny

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

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Anyone else pretty terrible at managing their own finances? I have an embarrassingly little amount of cash saved.

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Can someone help me understand how backdoor Roth works in my situation?

I contribute the $19.5K max to a 401K each year. Would backdoor Roth be (A) the ability to roll $6K of that $19.5K into a Roth? or (B) an incremental $6K that I could contribute to a separate IRA then backdoor into a Roth?

Asked another way, does backdoor Roth allow me to actually contribute $25.5K each year, or does it just allow $6K of my $19.5K contribution to build in a Roth?

Thanks!

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Can I save tax by buying second house if first house is already in my name?

Hey 🐠 , how do you guys shop for car insurance? Having a hard time finding a true aggregator site for comparison—they all direct me to individual insurers for quotes. My rate at GEICO just went up 40% so want to shop around a bit…

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Hi fishes,

My joining date mentioned in IBM Offer letter which I received just a while ago is second week of November, 2021. However, I have 90 days notice period. It also says to accept within 3 days and a clause is written that joining date can be revised only till 5 days. Will ibm revise my joining date ? I am very anxious it's too late so I cant even call recruiter.

Please suggest.

With the various RTO rumors/fear out there and in the absence of spring/summer/fall(?) bonuses. Would you consider coming into the office more if your firm offered bonuses linked to days in the office (coupled with billable targets, of course)?

likefunny

What is the annual appraisal range for financial modeling associate at Ahmedabad, India?

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How is Eclipse plug-in devloper role in Robert bosch

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Engineers who work entirely from home, what kind of work do you do?

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Any current MBA students on here? Any wisdom/things you wish you knew before starting??

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What are some of your favorite workouts to do while on the road?

I’m turning 40 this year. While I don’t want a mid life crisis (although getting a bike or sports car again do sound nice…), I do look forward to when I’ll just not give a f*ck. Worrying what others think is incredibly draining.

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Thinking of getting a lovely boob job to complete my aesthetic.

Ladies with a boob job - is it worth it?

I workout a lot I don't want it to hinder me

Also heard scary stories of women getting sicknesses from boob job.

likefunny

So... Switching jobs but they have a 60-day waiting period for insurance at the new spot. Do I pay full premium on insurance for those months, or is it the same? I do not understand COBRA.

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Lady 🐠- any recommendations for a good OBGYN?

I know I am opening up the doors for a troll feast, but finding a good doctor can be difficult- WOM is the best option and I can trust people here more than the average yelper.

Hello Fishes,

Please mention your Role,Year of Experience and Salaries.

Let's help each other.

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Can you really learn a language properly with Duolingo? To the point in being able to use it professionally? I feel like it's no rival to Rosetta Stone in that regard.

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What’s the most offensive but rated G insult you’ve given?

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Is it ok to switch to Big data tech stack like Hadoop, Hive, Python after 7 years of experience from .Net technologies ? Which of the two field is good for long term perspective.

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Hello All,

My friend is looking for Job change. She is having 3 years of experience in Manual & API testing.

Any leads will be helpful.

Thanks & regards

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IT

Hello, not sure if I should move this to the Referral Bowl or here is good.
I have multiple years of working in Sysadmin/Tier 2-3 roles. Still experience trouble getting another SysAdmin role since I lost mine. I live in a state with plenty of work if sec-cleared. I cant get one.

Anyone work somewhere that could use an exceptional sysadmin, and that understands people aren't their past mistakes. Stuck back on helpdesk & want back to sysadmin
Have documented proof of work/performance

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Additional Posts in Personal Investment Chatter

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

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First time trying to invest 4-5k in individual stocks, should I use money in my Roth IRA or taxable brokerage account? I read that if in taxable, I should hold for at least a year. What about in IRA?

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Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

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Good time to short park hotels & resorts (PK) ?

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Any advice for me as I go blindly into searching for a fiduciary to advise me personally?

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Anyone invest in real estate? Thinking seattle area, manhattan, SF and bay area, or miami.

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Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

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Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

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Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

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27, paid off car, student loans left is $18.5k, investments at $22.3k, trying to go to grad school PT by next summer. employer willing to pay $5.5k/yearly, would take me 2.3ish years to complete, projected price would be $23k after tuition reimbursement. what’s the best way to pay through school, i feel like it doesn’t make sense to put money into a 529 if i plan to withdraw so soon? thoughts were max out my 403B, show an AGI of 70K and get low cost student loans out? does this make sense to do?

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anyone invested into Facedrive (FDVRF)?
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Just bought Square stock. Thoughts?

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Someone here suggested investing in Boeing two months ago. I did. It was down to $110. It’s insane now. Thank you whomever you are.

likesmartfunny

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

like

How is everyone feeling about the market today? Buy? Sell? Wait?

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So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

likefunny

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