My goal is to save 300k by end of 3rd year. HCOL. Do you think I can do it? Or maybe 5th year?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Paid off my account debt!

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

What do you guys think about future of NFTs on smaller chains? Thinking primarily about Avax and SOL. Do you they think will blow as well when people understands there are alternatives to high gas fees on ETH? Or will everyone stay on ETH because there where the mainstream is?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

What's up with risk declaration?

I'm working as an Assoc Consultant at KGS Advisory (tech). Are employees allowed to invest in all mutual funds (except those on REL)?
What are the restrictions for people who are not auditing?

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

What’s the most you would feel comfortable spending on rent in BH/WeHo for a 1bed at $250k TC and no debt?

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

Do you invest in commodities?

Hey Guys,

How is it like working for Goldman Sachs? Currently interviewing with them for SR cybersecurity architect.

Any salary expectations I should be aware of?

Thanks

I get that “the summer is slow”, but when does it start picking up for freelance producers? I was lucky and booked all last summer

Having seen some of the wild stuff in the past couple years does anyone have a good pointer for a basic “medic” course? Help slow/stop the “oh sh*t” for the real folks to get there?

*In the group bowl for more visibility*

Hi! I’m doing some research on employee benefits (medical insurance, 401k, HSA/FSA, commuter benefits) and was hoping to connect with People specialists or HR professionals in the comp & benefits space. I’m trying to better understand any pain points or challenges you might face with utilization/enrollment. Anyone interested in connecting? Thank you!

Can anyone help me to find a job in Legato, Bangalore? 12 yrs experience in US Healthcare.

Hello IBMers,
IBM has offered me X amount ctc and i accepted it on portal....now got to know that market valuation for 10.3 yoe is greater than offered ctc....can i ask HR to increase the ctc and change the band...will they consider it?...not holding any counter offer as of now

Please help. What's the best mobile app to track H1B Petition approval status

How often do you cry at your job? I cry usually one day a week triggered by stress/overwhelm but want to know if this is a typical response

Fishes, need ur suggestion on my relocation rqst frm BLR to LKO due to medical reasn already verified by the HRBP a year ago. Have 9 YOE, 2 in TCS. Had several individual & 5 joint discussions with HRs and project mgmt upto Dlvry Prtnr. Follow up mails copying Sub ISU (RMG,HR & Unit) Heads. Every time I was given a new date (3 mnth) for discussion, giving reason project not in a stable condition & ban on release from Unit Head. Both location RMG approvd, supervisor rejectd rqst on GESS. pls hlp

Droga layoffs 7% of staff in US. So much for the Accenture buyout.

Looking to move to Dallas with 4+ years experience. What are the overall best agencies in town? Anyone have any leads for open SAE or AS positions?

OPTUM GLOBAL SOLUTIONS: 16LPA+ 12% variable + PF + 2 lakhs joining bonus (grade: 26)

CCTC: 10.5

YOE: 3.6

Tech stack: java, spring boot, microservices

Is it good offer as per market standards or do I need to renegotiate?

So who's curious enough to see the movie "The Accountant"?

I am in the process of finishing up my MBA but considering also getting my SPHR or PHR cert. Is it even worth it or a waste of time and money?

1YOE as a strategy consulting generalist, interested in breaking into PM. Would love to know which books / courses will get me in the best shape for PM, and if it’s worth looking into with my currently level of experience. Thank you!

I have an offer to join a startup as an APM. The only downside is that the engineering team is located offshore in India. I’m concerned about the resulting impact because of 1) the potential late night calls 2) the learning opportunities missed by not working with a US engineering team (communication tactics, translatable skills) 3) potential exit opps into FAANG pm roles due to not having experience with an onshore eng team. Would any one be able to speak to this from experience or share advice

Booz Allen fish…cross posted for as much visibility as possible…Trying to gain some data for comparison. How many people are on your admin team? How is team morale? What’s turnover like? Are employees awarded or recognized for their work? How often? What about promotions? Are they happening regularly? TIA!

Looking for Data scientist/ML engineer/python developer roles in Europe/UK. I am applying but not getting any calls. Could anyone help me with referral or how I can apply for the companies in better way

Moving from government to BigLaw as a 6th year. Since I'm coming in as a mid-level, I feel like this transition is different than a junior whom partners expect to know little. Any advice?

Anyone know of top RE law groups that don’t really do a lot of deal support work (sorry M&A friends)?

Any insight on Brewer (either office, generally curious about the firm). I assume comp after year 1 is discretionary, rather than lock-step, given the size of the firm. Would appreciate happiness, horror stories, of whatever “firm culture” falls between the two. DM me if you don’t want to share publicly.

How many billable hours in a month does it take for you to think you are billing a lot?

Name the most ridiculous micro-managing by partners that you experience.

I’ll go first: MP told me that on initial emails, I am always to start with “Hello [name],” but after the initial email, I am not to address her by name again in the same thread. Initial greeting can only be “Hello [name] ” because just first name is too brisk and a “Hi [name]” is too informal. Had a 5 minute, in depth conversation as to why she prefers it this way…

How many of you biglaw associates are on your grind trying to recruit people to earn a big referral bonus? I’m treating it like a side gig. Ironic that my firm does not give associates any kind of origination credit. If they took the same philosophy with business development, I would direct my efforts there too.!

Senpais, looking back, if you had known more about your specialty, would you still have chosen it? If not, which specialty would you have preferred to enter? And why?

Lateraling to a new firm shortly (haven't given notice yet). Do I need to file a motion to withdraw for cases where my name is on the filings, but just the firm is formally named on the Entry of Appearance (and will continue to represent the client)?

Does anyone have a good thank you email for a partner after a interview/ virtual coffee

Please provide!

Any IP lit laterals getting bonuses over the last year? Curious about Juniors in the 2-4 year range but all data points helpful

If you are a first year in a stub year, and significantly under billable hours requirement, do firms typically still give pro rated bonus? Do first year stub associates really ever hit their pro rated hours in those 2-3 months?

Can anyone please advise on Sullivan & Worcester? Is it comparable to Big Law in terms of salary/quality of work and quality of life?

Hi All - I’m at a firm that has some infrequent in-house training but not enough to help me develop skills to eventually become a trial lawyer. I know cases rarely make it to trial anymore, but I’d like to develop my skills as much as possible to position myself well when they do. Does anyone have any mock trial programs they’ve participated in outside of their firms that they would recommend?

Looking to get out of a firm that does majority insurance defense and into BL commercial lit. Wondering if anyone has successfully done this as a first or second year, and if they have any advice on making the switch?

After you are stealth laid off, other than job search, what do you do? I assume they won’t give you work and even if they do, you can politely decline? How do you feel about you are not progressing anymore and seeing other people progressing in their career? I have no intention to make partner, but still feel a bit stuck not doing that much.

What monetary goal/target are you telling yourself to hit before quitting big law?

What corporate practice has better longevity if your goal is to stay in big law for as long as possible: M&A or Capital Markets?

There’s a practice group that I’ve been trying to find work in but whenever I volunteer to help, I always get roped in to do non billable work. In the beginning it was fine but now I’m feeling it’s never going to amount to actual work. Any tips to get more involved without all the non billables and how to approach this gently?

What’s the deal with RFPs? I’ve spent countless [non-billable] hours on several of them only to find out that I’m not included in the actual proposal (the document sent to the client showcasing the proposed case team). Is this normal?

If you were to lateral in the next month or so is it standard for the new firm to guarantee your full year end bonus given where we are in the year?