How much did you save before leaving your parent’s house? Either for the first time, or if you went back during early Covid.

What will be some positives post COVID? Ability to work remotely more often? Cleaner work spaces?

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

I need to max out my Roth IRA for 2021 before April. I have the money and opened an account. I just have never done it before and I’m not sure where to put it.

Hello everyone. I’m a home inspector and looking to invest in commercial real estate. Anyone currently investing in storage facilities, laundromats, lounges or apartment buildings?

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

For those of you with immediate family members who are at high risk, how are you doing? I find myself being very anxious and stressed about my father getting sick.

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

Just checked all the assets and realized we're close to 1M€ net worth. Most of it is on the house, don't feel rich at all.

Thoughts on debt finance vs. capital markets for lifestyle?

Hi Fishes/Seniors,
This will be the first time I will be in tax slab.
I have few queries can anyone please help me regarding this.
In ELSS mutual the total we can save save tax is 1.5lakh. Do we need to invest yearly 1.5 lakh yearly to save tax? I am planning to have a Sip of 5000 monthly for 3 years. So total money invested in 3 years will be around 60000 * 3 = 180000.
Will that be sufficient to save tax or Do I need to have a sip of 12000 per month to save tax.

Is ARKK still a good ETF to invest in?

I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

Anyone else seeing these tech stock prices? Go check AMZN, MSFT, and AAPL

I am beyond stuck in my first 1.5 years of my career.

I was over promised opportunities at my first gig and then Covid hit. Leading me to have no portfolio worthy pieces from this 💩 agency with nothing great in sight. (place hasn’t won a pitch in my entire time here + lost clients)

I’m juggling re-vamping my site and a side project to hopefully make my book more robust.

With no kind of leadership or mentor, I’m just figuring out how to dig myself out of this hole. Any advice for this chump?

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Aside from just time and experience, is there anything I can actively do to advance in my career and get more responsibility / client interaction? I’m a first year

Any recommendations for a single diver going to Bonaire over the Xmas-new year holiday? I’d like to do a good bit of shore diving but would need a dove buddy.

Hello fishes
Need 11 likes to enable DM
Please help🙏
Thanks in advance 😊

When you see a startup founded by a lawyer, you know it's destined for failure

I made a mistake at work yesterday and my boss was being super mean about it. How do I move past this?

Any advice on direct contacting hiring managers for a job you want? I get that in theory it’s the same as selling anything but for people who’ve done it before what did you do, and how did it work out?

MBB folks, I’m a Product Manager (non-tech company) and interested in working at MBB.

Which level/role does MBB can offer me ?

Currently at a supermajor, wondering about job security given low oil prices. Any thoughts?

Anyone willing to refer me for a mid-level compliance role based in London?

Any Alaska Airlines challenges going on now? Or do they match status?

Marketing folks - may I ask how much you are earning based on yoe? I’m trying to make the transition and want to understand better about the salary range.

I was called into HR because a coworker overheard a conversation between me and another colleague taking about cable/streaming shows that we watched or recorded. I mentioned that I recorded a few true-crime shows. My colleague jokingly said, "I hope I'm not on your hit-list!". I replied, "Not anymore." HR pulled me in to say a coworker complained about me talking about hit-lists, and they were now scared. HR wouldn't say who complained, so do I have a right to ask about the resolution to this?

Any ideas how EY comp compares to Deloitte?

i just wanted to know...why tata elxsi not giving offer letter....i got selected 2 times but both times they didn't release offer letter... and also not receiving calls

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

I am a new joinee at TCS as C3B and below are a few queries I got. Please help

1. As I heard it's difficult to move between projects in TCS, how can I make sure that I am getting a project that has good growth and onsite opportunities.

2. For a C3B I have a component called 'Perfornance bonus' (25K per month, to be paid quarterly).
How much of it, I will get usually ?

3. Any advices for a new joinee ? Please suggest

Would any of your companies be willing to hire as a legal counsel an attorney with 9+ YOE but in the process of being licensed in the US? Should I not even bother to apply until I am barred?

FX swaps the new CDOs that’ll take us down, or a nothing burger?

Follow-up: Can someone explain an FX swap to me like I’m 5?

Looking for recommendations on a good budget template for a handwritten budget. Got anything?

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

I'm 1 year out of college and recently inherited $400k and have another $120k saved up from internships and work.

I know the standard thing to do is DCA into an index fund/ETF but is there anything else I should be doing to invest my money and hedge against inflation. I'm just concerned with the political turmoil going on and trying to figure out what ETFs I should be investing in and how much I should be putting in every week.

How would you recommend investing the money?

I found out I’m not eligible for HSA ($0 deductible) and my company doesn’t offer one. Is there an alternative or should I just pour that money into IRA/401k instead?

What is up with Coinbase stock (COIN)? ARKK sells it and bad press all over but that thing is shooting up today. Any thoughts? Note: I tried googling but couldn’t find anything positive

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

I need to max out my Roth IRA for 2021 before April. I have the money and opened an account. I just have never done it before and I’m not sure where to put it.

Is ARKK still a good ETF to invest in?

I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

High risk, low reward investment ideas?

Currently have excessive savings. Is now a good time to invest in general S&P funds?

Thoughts on Employee Stock Purchase Plans with a 10% discount? Is it worth it given the lock up period and market volatility?

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

27, paid off car, student loans left is $18.5k, investments at $22.3k, trying to go to grad school PT by next summer. employer willing to pay $5.5k/yearly, would take me 2.3ish years to complete, projected price would be $23k after tuition reimbursement. what’s the best way to pay through school, i feel like it doesn’t make sense to put money into a 529 if i plan to withdraw so soon? thoughts were max out my 403B, show an AGI of 70K and get low cost student loans out? does this make sense to do?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?