Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

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Can you get a home equity loan? The interest is tax deductible.

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Man, wish I could have made it to SVP without having to learn how to get a loan.

Related Posts

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

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I make $101K base salary as a Consultant/Specialist at Accenture Federal in Washington, DC. My husband is a teacher making $55K. We’re getting by with our mortgage and regular student loan payments, but it’s not enough to do much else. We also want to start a family in a few years. What move could I make to hit $150K base? So many of you are making unbelievable amounts… I don’t know how to keep up.

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I’m moving to SF at the end of summer. Is it common for single people in their early 30s to have roommates?

I could afford a $4k 1bd/1ba place and understand the HCOL, but that much for rent seems excessive to live close to work in downtown SF especially with student loans, etc.

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What are some of the investing must-reads that you'd recommend?

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Have you received the salary today? Got the mail now but no credit yet in account 😕

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If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

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Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

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Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

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Has anybody invested in Yamuna gaur city or planning to do so?

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Which credit card do you think is the best for ME consultants?

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1000$ rsu is equivalent to how much Indian Rs ?

#1) 1000*(USD value) or
#2) 1000 * Qualys stocks ( 130 USD)

Could you please clarify rsu calculation ?

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

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Anyone uses crypto.com? Looks like it offers interest on more coins (i.e. XRP, etc) than blockfi. Anything else that makes crypto better or worse than blockfi? TIA

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Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

likesmart

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

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This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

too ambitious to seek a 1-bed EV / stuy town on 100K ? If you have a success story please share (or send BK recs)

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Boy at 23 earning 45k a month.

Will the society accept me.
Will I be able to earn 150k-200 a month.

Just having a second thoughts so writing it down

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Democratics are going to control the Senate?? Yah!

likeuplifting

Can a non-US citizen lawyer practice cannabis/marijuana law? Is it advisable considering the non-US citizen lawyer would have to prove good moral character when he wants to become a US citizen?

Clawback clause in current contract: been in role for over 2 yrs, it was an internal move that required relocation. Relocation was approved shortly after (over 2 yrs ago) but covid meant the actual move and start of my contract with new subsidiary was delayed, I was paid by the previous subsidiary meanwhile. I got small relocation package. Would internal move be subject to a buy-out/clawback clause if I leave now and if yes, is it time in role or time under new contract? Any experience? Thanks!

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Do you have a movie you could watch over and over again? I have a lot, but lately it’s Ready Player One and The Martian. Easily seen both 10+ times.

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Favorite group fitness in philly?

Hi Fishes/Seniors,
This will be the first time I will be in tax slab.
I have few queries can anyone please help me regarding this.
In ELSS mutual the total we can save save tax is 1.5lakh. Do we need to invest yearly 1.5 lakh yearly to save tax? I am planning to have a Sip of 5000 monthly for 3 years. So total money invested in 3 years will be around 60000 * 3 = 180000.
Will that be sufficient to save tax or Do I need to have a sip of 12000 per month to save tax.

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Anyone else crave lazy days on the weekend but then feel super guilty for not being productive?

likefunnysmart

Sometimes it is not...

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When you're the first one to call in the conference line...

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likefunny
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Don’t think the intensity of consulting life is for me. what’s a good, enjoyable industry exit that is 40 hours or less and decent salary? I’m still 2.5 yrs out of undergrad so options are flexible

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Capital One Venture or CSR?

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If I decline one FAANG offer for another, Will I get blacklisted at the one I declined??

SIL and BIL told us excitedly last weekend that she was pregnant (had literally just found out, so barely four weeks). This week she tells us she’s not pregnant anymore :(. They did not seem super torn up about it and were very practical about it. We said how sorry we were, etc etc. should I do anything else? Should I not mention it again unless they do?

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Would any of your companies be willing to hire as a legal counsel an attorney with 9+ YOE but in the process of being licensed in the US? Should I not even bother to apply until I am barred?

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Why didn’t Rhaenyra and Alicent age in this past episode?

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Hi All,

I am a full stack developer with 4+ years of experience. My tech stack is node, react, AWS. I am looking for a job change. So I am giving interviews for both frontend and backend. But whenever I am facing interviews, i am getting to know about a lot of new things which I was not aware of which is making me feel depressed ? Because I have knowledge of a lot of stacks but don't have knowledge of anyone in depth making me feel insecure now.

Are there any panels of female industry leaders that are worth checking out?

likeuplifting

Hello fishes, what should be the right salary range for 9.5 yoe in development. Technology is Python and Java. Amazon Newco Larsen & Toubro Infotech IBM Tech Mahindra

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Additional Posts in Personal Investment Chatter

Used car prices starting to come down?

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Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

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Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

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Is $250 (all in) for a bed and breakfast worth it? My GF seems think so but that’s a 3pm check in and 11am check out. Not sure the value is there?

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What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

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Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

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Earnings for next week.!

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How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

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Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

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Is BRK-B a buy right now?

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What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

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Saving for a home. Should I save my money in a CD or savings account?

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What is the point of a savings account if year-over-year inflation exceeds the APY rate?

likefunny

Leave it to a 2% dip in a day to send people panicking lol

likefunny

Is this for real?

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Any good apps or websites to track your net worth across all accounts (investing, banking, retirement, house) without sharing your information?

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