How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Does Uber cash count towards minimum spend for credit card bonus. Thanks!

My direct report expensed Cal Bar late fees assessed for reporting MCLE credits late and for paying the bar fee late. It’s around $190 extra. I don’t care about the money (it’s not mine) but I think this is principally wrong to ask the company to cover it. Thoughts on this and how you would communicate it?

Anyone know why I can’t access my bank account?

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

Best side jobs for extra money? Really need to supplement my income..

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

Saving for a home. Should I save my money in a CD or savings account?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

SNAP - 5/22 $18p, b/e $16.86

Parents are deciding between moving to WVirginia vs Virginia at retirement to be closer to us based in fairfax (ideally be at 1 hour driving distance). They currently in the mid west but WVirginia appeals to them because of low taxes, low cost of living. We are also poc so appreciate some diversity.

What are some areas you would recommend both in Va and WV? What else should they consider prior to house hunting? Dad likes to garden/farm as well so looking for homes with large backyards. Tia!

May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Have 20k, what’s a good small business to start with this fund? Serious question here

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Any recommendations for mortgage lenders that count stablecoins as assets towards a down payment? I’m looking to get pre-approved, but I had a lender tell me to withdraw from funds from my 401k instead because they don’t consider my GUSD 150k as assets.

Can I receive rent on H1? How can that be accounted towards the end of the FY?

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

I’m (early30s) about 8 months into a relationship with a 40m. Things are wonderful in every aspect, but he is absolutely atrocious with his finances. I felt it becoming an issue about two months ago. He forgets about auto payments and just generally doesn’t care. I sat down with him and looked at everything and even after talking it out he still continues to stress and it’s now causing me stress. I had a final discussion with him today about it and he went on abt how love isn’t enough for me…

What is the pay range for a 1st year SC at Deloitte HQ with a non-MBA Grad degree and 3.5 years of experience, 1yr of managerial exp?

What is the best way to study for a PHR?

Can anyone tell me about the benefits that freshworks provide, generally how much hike do employees get and how is the culture there?

How does everyone bill for family law matters? Do you always bill hourly or is there some flat fee, monthly or quarterly fee structure that could work, even in contested matters? I have cases that the clients end up spending $20-$40,000 on a contested divorce and this is really out of their budget. I feel that if my firm could charge a flat fee of $10-$15,000, it would still be beneficial from a client predictability and volume standpoint and would generate more referrals.

Hi fishes,
As an employee of TCS, can we avail any comprehensive/full lab tests/ health checkup tests in Hyderabad.?
While I'm checking on Medibuddy, there's an "amount to pay" displayed on each of the tests.

Hi sharks,
Is it mandatory to deduct amount in NPS in persistent salary slip, even it's having EPF?

Do we get any confirmation mail, once we complete our probationary period of 03 months ?

Does Kyndryl encourage counter offers? Anyone recently joined please share your experience.

Any tips for PM Non-tech L6 middle mile? Should I prepare SQL and python also?

Can I receive rent on H1? How can that be accounted towards the end of the FY?

Any recommendations for mortgage lenders that count stablecoins as assets towards a down payment? I’m looking to get pre-approved, but I had a lender tell me to withdraw from funds from my 401k instead because they don’t consider my GUSD 150k as assets.

First performance review coming up. Any advice on how to get the most out of it?

Anyone interested in PCS work? Please DM!

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

Any recommendation for a public place to watch the US F1 Grand Prix together with other folks who couldn’t get a COTA ticket?

Hello Fishes..

I am a UI designer, looking for opportunities.
YOE- 4+yrs
Location - Hyderabad

Any help is appreciated.

Leave it to a 2% dip in a day to send people panicking lol

Real Talk: it’s time to sell our $TSLA right? No way this is sustainable...?

Thoughts on Sunrun as a stock investment? Buy or avoid?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Used car prices starting to come down?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Is ARKK still a good ETF to invest in?

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

Please rip apart my investing plan. Am 24, already max out retirement and have 150k in cash I need to invest. Planning to invest a chunk each week for the next six months. See proposed portfolio in comments—>

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Is BRK-B a buy right now?

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

Just gained some shares of a new stock due to a spin-off. I have owned the original company for years. Can I sell these shares now or would they be counted as short term capital gains?