Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

My company has asked for investments proofs. Jts feb only and i have upcomming mutual funds sip also. How can i show these upcomming sip investments ?

Hi - any good books recommendations for getting started on real estate investing?

Does anyone know of any healthcare related opportunities in the surrounding Baltimore area? Limited travel. I have 3 yoe in consulting, 5 years experience total.

Why is there a culture of young realtors only? As a 40 year old realtor, I am far from retiring! As long as properties exist, I'll be here

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

Thoughts on STOs? Personally find fractionalization of assets pretty interesting.

Best NY companies for healthcare PR? Looking for insights based on culture/work-life balance as well as salary.

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

I have been recently selected in Virtusa and in the compensation there are components like Internet reimbursement, LTA, food reimbursement.
Could anybody please help me to understand will these components be paid out to me monthly or will be only provided if i submit the proofs for the particulars.
Also is the food reimbursement offered in the form of monthly Sodexo coupons?

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

Pre-tax 401(k) or after-tax...thoughts?

Just checked coinmarketcap and with the exception of tether the top 85 coins by market cap are all down in the last 24h

Hi Fishes/Seniors,
This will be the first time I will be in tax slab.
I have few queries can anyone please help me regarding this.
In ELSS mutual the total we can save save tax is 1.5lakh. Do we need to invest yearly 1.5 lakh yearly to save tax? I am planning to have a Sip of 5000 monthly for 3 years. So total money invested in 3 years will be around 60000 * 3 = 180000.
Will that be sufficient to save tax or Do I need to have a sip of 12000 per month to save tax.

I came from China, you know why I came here? Because I hate being told they do things for my protection. Stocks there halt for the rest of the trading day if it moves more than 10%, because everything else must be too much risk for us little people to handle.

I’ve been working for my State Farm agency as a team member for 2 years. I am licensed in property and casualty as well as life and health, but only make $13 an hour. I technically can make bonuses but I’m not supposed to dig into a sale and I have to send it to a sales rep (I am service and retention mostly). My boss also has me running a retired agents office until a new one is chosen (its an hour away with no pay increase or mileage pay). Also, no benefits! Should I start job searching?

does anyone use simplefx for crypto? Do you like it ?

Anyone have idea about relocation reimbursement in LTI?

I use SoFi to consolidate and pay off my mostly private student loans. I’m gonna call to confirm later, but what happens if I’m 2 weeks late on making a payment?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

😄🤗 my face when I found this bowl! Salaams to my people 😊!

At Johnny’s Hideaway in ATL. Ask me anything.

Anyone got onboarding today 19th Oct 2022..? Bangalore location..?

A patient of mine essentially asked me to fraudulently bill his insurance the other day. My response was records can be audited at anytime which could result in my license being put at risk. He asked me how many times has that happened? I was like that doesn’t matter. I spent way too much time, money and effort to get to where I am.

Looking to get back into SaaS sales after a few year hiatus. Any tips or recommendations to ramp myself back into SaaS sales? Any podcast or books, etc?

Which city would you recommend for single men in late 20s trying to find good opportunities in career & dating? Leaning more towards to NYC but not planning to live in Manhattan due to the high rent so I am not sure that would be okay. Also don't want to drive that much.

Is there point in applying to roles without referral? I’ve a strong background but hearing nothing on applications and don’t want to waste a shot by direct application into the void and having to wait to reapply

Hi, how long does it take for HR to release offer letter post HR round?

If I move to the Bay Area from Austin, are there any major negatives that will be really hard for me?

I have 2 offers one from my Current company and one from Cisco my current company is giving 10 percent more than cisco Where should I go should I join cisco or stay in my current company( a small stablished startup )Considering my final goal as FAANG (similar) and I come from a Small College Cisco Amazon Uber Walmart

Do we need a covid test for travel to India from US and back?

Hello Guys,

I am new to Bengaluru, my office is at Bagmane Solarium City. Now staying in PG if you are looking for male flatmate nearby let me know or any person looking for flats we both can look for flats.

Male - 24 Yrs old

Area - Kundalahalli Colony, AECS Layout, BEML Layout, Brookfield

Thanks in advance!

Any helpful resources for pulling together a B2B measurement framework?

In ibegin the date of joining is showing as dec4th sunday. Actual date of joining is 5th December (Monday) anyone know why it is showing like this .

Vacation almost all on points. Plane and hotel covered. Suggestions for car rental? Not many Enterprise/Hertz points. Ik it's not the best transfer rate, but I have plenty of Chase points.

What will you be drinking during Social Distancing?

Hi guys, i working in a project from last 5 months and didn't like the project and team.
Can i ask for a project change??? Is there any minimum time i need to spend as per thoughtwork policy?

Thoughts on Power BI vs Tableau for analysis and data visualizations?

My manager asked me to help sprint this proposal. I’m out in 6 weeks. How do I kindly tell him to GTFO

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Any good wedding ring sources aside from Blue Nile?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Paid off my account debt!

Thoughts on personal loans to consolidate Debt?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

In your opinion which is the best target fund to choose in IRA Roth?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Have about 5k to invest - should I do FXAIX or FSKAX?

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.