I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Anyone in Southwest Florida know of Healthcare worker relief funds that are legitimate? Fort Myers and the surrounding areas were devastated and many critical workers have lost everything. Hospitals are evacuating and staff are moving away from whatever is left of their homes…please advise

What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

Which crypto platform do you use and why? Looking to invest ~$20k - most of which into BTC and ETH. Looking for opinions.

Tempted to buy 1 BTC ..

Thoughts on the new Chase Freedom Flex?

Any 35+ male 🐠 want to chat and see where things go? 33F in a smaller East Coast US city but very willing to travel to meet in person if we actually hit it off.

Hello everyone!
I recently found out that I was being paid less than everyone in the team (more than 25% gap to more expe teammates, around 15% less than new hires)
We all had the same responsibilities, I consider I even had a heavier workload (talking in past tense since I very recently made an internal move).
Things to consider:
On a work visa
Non-white
Non-male
What would you recommend doing?
Keeping it to myself?
Speaking up? How? With who?

-TIA

Which credit card do you think is the best for ME consultants?

I'm looking to join VISA in a strategic director role, and have already applied. However I have two offers from other fintech's on the table. However VISA is my top choice, how do I expedite the interview process?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Are Indian companies allowing their employees to work remotely from other countries if they have special visa from that country like digital nomad visa?

Interested in investing in real estate. How to even begin and what apps should I be using?

Hi Fishes, How long does it take to finish the BGV at Amex? Do they call or email for any information? My DOJ is next week and has heard nothing from them yet.

Please suggest what to do.

What is the process involved in Onboarding? Have not received a laptop either.

@American Express

Hi Fishes, Need advice which company I need to choose I have 3days time for joining JPMorgan Chase (21.5fixed +VP) but now I got Offer from TIBCO Software (25fixed +1lpa joining bonus+VP) Yoe:6.11 Current CTC:8lpa Techstack:java ,aws, Spring boot

I recently sign a lease. The apartment will put my security deposit into an interest-bearing account and requires me to fill out a form W9. I will join EY this June and just wondering if this is ok in terms of the independence rule. I guess the apartment will put my deposit in some sort of funds. Anyone with EY has experience? Reading the independence brochure, looks like it does not specify something related to this scenario but just wanted to confirm . TIA!

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

After 3 years, the therapist disclosed that she’s in the program. I had wondered often about the source of her knowledge of the steps. Still I would’ve preferred her to remain anonymous in this regard. Now I keep wondering about whether I’ll see her at a meeting and what her story is. So odd. So self centered of me.

I have submitted the documents for LTI..before an formal HR call one lady HR called me and ask for expected CTC..i have one offer in hand and i demand 20% of that offer as fixed..she asked me to negotiate and so i went for 20% of offer as total CTC instead of fixed..she simply said OK thats it..and call ended..will I get positive note from them....?

I work as a worker’s compensation adjuster and I cannot seem to get the hand of loss of time. Been in the same role for a year. Any piece of advise? I have made several improvements but it feels like I’m dragging it out. Last question is how do you manage claims that you have not handle for months and you’re too scared to do anything.

Hello Everyone!

I very recently accepted the position of Sourcing Specialist at TidalHealth - a large Heathcare group in my area. A few of my target positions include Social Workers and Therapists. If those in this group can provide me knowledge on what you are looking for in employment offers, salary expectations, the ideal work environment, and any/all factors that would help me in my quest to improve my work ability.

I appreciate any and all responses!

Kind regards,

Does Next Gen issue a formal report for PGS testing results? I had my embryos tested and my clinic just told me which were normal and abnormal. No other info on embryos ratings, etc. they could have not even sent it in for all I know!
Also, how involved are you REs? I’ve been through 2 retrievals now, but feel kinda in the dark still on a lot of things. Some of the nurses are hit or miss and if I want to talk to my doctor I have to schedule a consultation and its typically a 2 week wait.

Hi All, I work in ZS as contractor. But I have got an offer of 14.5 LPA from Axtria for Senior Associate L3 designation. Is this salary good for a five year experience employee and as per designation, is it right?

Hello Fishes!
Any idea how long it takes to get a German visa appointment for an EU blue card and dependents? I am based in Chennai and have been trying for 4 weeks, with no luck. I added myself to the waiting list on the 5th of July and have not received any updates since.
Do slots really open up at certain times?
Am supposed to join work by Aug 30th. Please help!

Hi connections , anyone working with Barclays ? Need a refferal.

Anyone play fantasy football? Would anyone be interested in a bowl / mini league? I’m guessing there are some good data analysis skills being put to good use out there.

Hi

Has anyone from the cognizant registered BH for a car in Pune or Maharashtra? And are they allowing it? As per rules its allowed but I heard RTO is declining the request

Hey folks, anyone has experience doing case interviews for social impact? (Think Dalberg, Bridgespan, FSG). New to casing — anything I should look out for, any tips to prepare? Thank you!

So my fiancé and I are having a microwedding in Rocky Mountain National Park next year, and we’re working with an elopement planner.
She sent over a sample ceremony (intro, sweet poems + passages to be read, and example vows), and we read through it last night. I was reading it out loud while my fiancé made dinner, and it just hit me that this is really happening. I’m just really happy that I found someone who is willing to take a vow to spend his life with me and I’m so excited for that day :)

I need 11 L to connect with friends.plz help me to get that

My kids were really upset with me when I told them that my job as an engineer did not mean that I drove trains for a living

Hey fishers, I'm looking for a job change. I have close to 10 years of experience in Google Ads Marketing (PPC)

Please let me know if there are any openings for the same.

Thank you

What is everyone's Monday routine? Looking for ways to get things off to a good start with my team.

🐠 in Bay Area Tech/Prod companies: Do you generally experience that the tech folks just don’t respect the non tech ones? There is this general mindset that I will not respect you or care for what you have to say unless you code better than I do? How do you navigate this?

Director of Marketing wants me to write some conversation snippets for a chatbot, but I think those things drive potential clients away. Trying to figure out if I should tell him or not

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Any good wedding ring sources aside from Blue Nile?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

In your opinion which is the best target fund to choose in IRA Roth?

Have about 5k to invest - should I do FXAIX or FSKAX?