Building a new home - for insulation, do I need both Block fill foam insulation and Attic R-38 insulation? I live in central florida.

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Perspective: monogamy is anti-human nature; in this era where each parent could raise a kid independently, marriage tends to be a shackle on many aspects of life. We live once, why does society expect us to live with 1 person for 60+ years? No wonder divorce rates are through the roof!

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Cmon folks!! Great day for soccer!!

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Looking for someone in Hyderabad to hangout this weekend

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I finished up with final interviews on Monday. Is it a bad sign that I’m still waiting to hear back today? Don’t companies typically reach out almost immediately with an offer if they choose you?

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Cmon. Look at this guy.

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What jobs are currently paying 85k?

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Additional Posts in First Time Home Buyer

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

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Asking for help! For a farmhouse-style vibe would pulls or knobs look better on cabinets and drawers? Included two photos from Home Depot. I'd be getting black either way and the cabinets are going to be a sage green-ish color. Thank you for the input anyone (:

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My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

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Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

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My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

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What is the most difficult part of buying a home for the first time?

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What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
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My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

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Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

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Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

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I'd like to buy, but the market is absolutely atrocious currently

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What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

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Any recommendations for buying agents in Massachusetts?

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I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

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Any recommendations on a good water softener system (4 people)?

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Has anyone taken a loan from their 401K for a down payment? Yay or nay on this strategy?

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Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

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Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

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Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

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