Built my sister a home financing tool a few years ago when she was on the market. Figured it would be nice to share here too. Nothing fancy, there’s a bunch of these tools online, but sometimes it’s better on a spreadsheet. It’s google sheets though, so chill if you hate sheets with all your might 😂https://docs.google.com/spreadsheets/d/1RBBLrVVYLE-ydyvFjEwmRQsOqG8qY6onv3I7u06YGu4/edit?usp=sharing

Shifted more options profits into 250 NOK shares

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Does 401k company contribution % change as you get promoted?

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

So what’s everyone buying? I just got me some ETH, ALGO and GRT.

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

Good recommendations for realtors in LP/OT area? Apartment rentals. Thank you!

Thoughts on btc becoming a new global currency by 2030? Not as optimistic as I once was after seeing all of these countries trying to create their own cryptocurrencies instead.

I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Canadian 🐠 Which ETFs are you buying right now?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Hello,
Does anyone have advice for someone looking to purchase their first investment property? Maybe something you wish you knew before buying yours etc. I’m looking at single families

What is considered a good day/hourly rate for a freelance senior motion graphics designer in LA?

Hi guys, I need 11 like for DM

What is the best tool for hiring teachers?

What do you do over your schools winter break? How long is it? I have almost 2 full weeks and I'm debating between doing a ton of prep or actually trying to relax. 2nd year teacher and last year was mostly virtual so I had more "free" time to get stuff together.

@BC what do you think about SHOP puts?

10/06 Thread (BC):

Anyone in S&C at level 9? I got a 5% raise and 8% bonus.

How feasible is it to transition out of compliance into legal practice?

I need some career advice. I finished my master's degree in international law (B.A.Sc international relations) but I am not sure where to go from here. I always wanted to join a big firm and I've applied to different vacancies in international firms/companies but got rejected from all of them.
Does anyone have any tips on certain job positions or companies where an LLM would prove to be useful with my background?
I'm starting to feel quite stuck in this situation and it's very demoralising.

Hello Everyone,

I have 2 outstanding offers from EY and KPMG in the Finance Transformation group. Does anyone have any insight on the WLB right now, with the labor shortage and pipeline being crazy?

Also,does anyone have any insight to how difficult the transition will be from being a manager at a middle market firm into a manager at the B4? If someone else has done the transition how long did it take to get your feet under you?

Hello all!

Any thoughts on interview process, compensation, culture etc. at ADQ in Abu Dhabi?

All feedback would be helpful!

Thanks :)

Any EY Actuarial Consultant out here? I would love to know if EY pays for your actuarial study materials and how are pay raises after passing each exam? Would also love to hear if it is easy to take study hours.
Thanks all!

Need referal for TSYS.

YOE - 10.9
Tech stack -C# .NET, MVC, Angular/ React, SQL, Azure, Automation testing

Is it possible to move into Management consulting roles without an MBA?

If yes, which companies can I apply to?

Hi Fishies,

Please give some advice/input , Need to know the names of good Product/Service based organizations which have good WORK LIFE BALANCE, Good Environment to work.

Skills : C# .Net Developer, WPF/WCF.

Guys please give likes to enable chat for me.

We are seriously withdrawing from the World Health Organization. How can that be possible? Has he consulted medical professionals?

HELP!
I have raw sales data on one tab, which includes a sales rep ID number. My second tab has that sales rep ID number in column 1 and the rep name in column 2. How can I get the rep name added to the correct line items in the raw data?

Hey, I have been tasked with teaching some of my coworkers excel from the very basics to more advanced. Does anyone have recommendations on the skills to teach them about? Thank you all in advance!

After I set a print area, how do I showcase the page 1 - page x in the excel sheet and have the background be grey?

I’m verrrrrry new to excel and am going crazy because is there not a way to “clip” text in cells like you can in google sheets? I read about a “fill” option, but then noticed that cells that aren’t filled just repeat text. 😂🤯

What’s the best way to summarize multiple amortization schedule. I have each schedule on a separate tab. On a master sheet can I do something where I can input a specific month and show my ST/LT ...

Best way to lookup a value with multiple criteria across rows and Columns, for 3 criteria I usually do sum product. Any other tips?

Vlook up isn't recognizing a couple of cells even though it's feeding off a pivot and when I check with an " if =" it comes up as being the same.
Any advice on what I need to check?
Thanks

Does 2-finger touchpad scroll not work on Excel sheets anymore? I used to be able to swipe quickly on my laptop's touchpad to navigate sheets but now it doesn't work. Based on the handful of posts I've read online about it, the problem seems unresolved. Has anyone dealt with the same issue and fixed it?

What’s the symbol that you can type in a cell so you can input a text, but that text would not appear in the spreadsheet? I want to describe the formula without using a text box, which uses more space.

The equivalent of this is in SQL, you can use the apostrophe in the beginning of and end of a text. That text will not affect the function of the query, but that text can be seen if you proofread the query.

Need help building an electric schedule for a production schedule with a Gantt chart style view (sort of)

Currently have an excel list with resource (production line), start date and time, and then also the name of the item being produced.

Any ideas how to tackle this??

I’m thinking a stacked bar chart with the vertical categories to be my resources and horizontal the date/time and then each individual bar to be the name of the item being produced.

Thank you for the help Excel Gods 🙏

Has anyone had an issue with index match and lookups returning NA when trying to manipulate data from a password protected workbook?

Does anyone know what purple tables mean in Excel?

I know about green and orange, but never saw purple before and trying to figure it out.

Is there an easy way to switch XLOOKUPS to INDEX MATCH? Have a large file with bunch of formulas that don't work on all client machines (different excel versions).

Best websites to get more of a handle on Excel as a beginner-intermediate?

Anyone have an app or Excel spreadsheet they use to keep track of utilization? We just switched systems and our new system doesn’t give us a real time balance of our utilization rate (cont)