Bank of America Can anyone help me in knowing the medical insurance company that we are getting in bank of america? And what is the sum insured ?

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3 lacks family floater in BACI. Additional 3 lakhs will make it 6L SI, but you need to pay 3000 rupees approx per year. Also critical illness plan is there that also you need to pay approx 5000 per year.
One best thing is you can cover both your parents and inlaws (4 person).
The amount you pay for health insurance can be reimbursed as per newly introduced company policy (2022). Reimbursement cap at 25000 per annum.

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Thank you that helps... So you are saying there is no separate parental insurance plan? Our parents also be covered in the same plan?

For parents you have to pay separately based on age if 55 to 60 years it will come around 29000 per year for 2L SI.
For 4L SI it will be 36000 Per annum.

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I believe 3 L sum insurance in 2022 is very less. Companies started providing 6L as base sum insurance. This needs to be increased in BACI.

And what is that critical illness that we need to pay 5K extra for? Could you please explain that ?

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