Can nonresident aliens (f1 OPT and other legal temporary residents) in the US invest in index funds and ETFs? I asked google and am waiting to hear back from Vanguard about this. Help appreciated.

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Can I afford a $1.5M primary residence with a ~$9,000 monthly payment after 20% down if my household monthly take home is ~$25,000 (with another $50k in annual bonus)? No debt other than monthly credit card bills. Am I being irresponsible? Will I struggle month to month?

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

How to check what is there in full and final settlement as they just sent the amount to my account...not any mail or anything to check.

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

Has anyone here participated in the year long remote year program? My company is fully remote in the US and is in general supportive of me going but concerned about local and international tax liability. Remote year doesn’t share tax advice and our HR team is small. Curious to hear from people at companies who have done it before and if there were any issues from a tax or payroll perspective. Trying to get the formal approval from my company before officially signing up, advice welcome!

Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Is this the official Amex Fishbowl?

What are some good modern/post-pandemic personal finance books you can recommend?

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Do you have a prenup? What does it involve?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

For those who joined FANG with stock options, did you use 83(b) tax election to pay taxes upfront or wait to pay on the vested amount?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Buy/lease now or defer to Q1-2023?

My car broke (engine seized, 10y old). I am interested in 530i ($62k price), however 3year lease is $1,000+ monthly (with $5k down). Monthly lesse payment is 50% more than bmw advertised offers (“south FL dealers are not participating in the program”)

Q to car gurus/experts- should I defer purchase/lease for 6 months? My logic, the impending recession will reduce demand and we will go back to more balanced market (lower prices with negotiation).

What’s the thought that keeps you from giving up?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

How to ask for onsite opportunity from company?
Not in HCL, but all service based company

What is project specific BGC in TCS?

Have you ever walked out of a job with no notice?

H1b fish who were terminated by your former employers, did your employers offer flight ticket back to your home country?
My firm gave me $700 which is not enough to book a one way ticket in current Covid condition. I was wondering how i can negotiate higher amount. Any advice is much appreciated! Thanks!

Do we have any generic certification policy at HCL for upskilling.

Not talking about project specific or where RM needs to approve, as this tech (cloud) is something I want to learn, not part of my day to day work.

Going from PR agency to a marketing role in-house, tips and advice pretty please!!!

Senior counsel, retail furniture company. Going through interviews now for the role and I’m wondering what a typical compensation package is. My specialty is real estate, 2015 grad, been in-house my whole career except for a short stint at a boutique real estate firm in SF when I graduated law school. SF Bay Area.

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

Guys need 10 likes to get started with, thanks a lot

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

Anyone with US Trust as a PCA? Looking for additional details in terms of the culture, day to day type of things and how you’re doing there vs. what the recruiter stated was the average?

I'm looking to improve my communication skills to navigate a very political environment better (i.e. I need to be more diplomatic). Any books recommendarions are appreciated 💁🏼‍♀️

Can anyone tell me their “why” for being a financial advisor? I understand I have my own, but looking at others insight.

Hi everyone! This is a group for those who want to hang out and do meetups in the UES. Feel free to post whenever you’re bored!

Hi, I am new here. Would anyone mind 💟-ing this do that I can send DMs? Thanks!

Hi all, I am looking for opportunities into AWS for a sysops admin,cloud engineer
Recently my AWS solution architect associate certification got expired and will be completing AWS sysops Associate certification by end of this month Nov 2022
Currently working as network/cloud support

Skill set : AWS EC2, RDS, ALB,S3,SES
Exp : 5.5 years
Relevant exp : 3.5 years
Current CTC : 6 lak
Expected CTC : 14 lak
Pref location : Chennai, banglore

Kindly help me find a right opportunity guys!

I recently started working a side gig to supplement my income. It's tiring but I felt I had no other choice. Has anyone else here started working a side gig too?

Up for promotion this year and stressing over it. Tips?

Doing some research on bitcoins and I am inclined to buy. Anyone on here owns some or has reservations about buying them?

I find myself struggling the explain things with the same eloquence as my colleagues. How can I improve my consulting speak? Any recommended books?

Does slalom have and fitness or wellbeing perks? Thinking about overall comp/ben package to determine my move over. Thanks!

Deloitte 🐠, when does new manager training take place? Is it at DU?

To those starting the year on the beach: office or home office ...or actual beach?

Anyone here left ACN for KPMG? What group did you move from and to what group within KPMG?

New to the company. Do we need to attach receipts for flights in DTE? Or just hotels?

TFW you get two sets of plasticware in your pick up order for one

EY and Guidehouse federal fish, how does using PTO factor into your utilization score? Does it count against you like at Deloitte or do those hours get removed from the denominator before calculation?

Any entrepreneurs out there that feel like there’s a million things no one told you before starting your company? (Good&Bad) 5 years in myself and nearly could write a book with my list of sh*t no one told me… curious to know what’s on your list???

Planning to do a PRM or FRM qual. How useful is it to move from Big 4 Risk and reg consulting to industry? Finding it hard to get anything other than non-PM roles

I used to donate $200 per month to charity out of my pay check back when I was an analyst. #humblebrag

Hired as SA1. if my utilization is low for round table but I’ve gotten good Snapshots will I go up to SA2 or SA1B, which I don’t want of course.

Anyone have specific financial goals they're willing to share and how to get there? I'm 30 yo, l10 and $$ gives me anxiety. Currently making ~$95k with $30k in brokerage and $30k 401k. Or, tips for not stressing out that I'll be broke in retirement? Should I make a lateral move out at some point and target a $250k salary by X age?

If you have 15k extra cash in the bank and want to invest and grow the money, what would you do/go for in terms of investing?

I've been biking to my home office everyday so I've been wearing gym clothes and bringing a change of clothes with me. When I get in the morning how long can I sit at my desk before going to change?

How do I check my actual utilization (not the effective one). Mybusiness only tells me the effective utilization

Are mustaches considered to be unprofessional? I don't want to shave mine but I don't want to be stupid also.