If you have 15k extra cash in the bank and want to invest and grow the money, what would you do/go for in terms of investing?

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Casino

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Lottery tickets

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Trying to time the market is a futile exercise if you are in it for the long term.

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Just buy an index. People have been predicting a crash for years and the bull keeps on going.

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Wait for the inevitable future buying opportunity and put it in an index

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There's a difference between a crash and an opportunity during uncertainty. We had one 11 months ago with Brexit. Makes sense that we'd have one in the early stages of drastic a change in leadership.

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Set aside a 3 month fund then think about what to do with the rest

A2 as in the next massive drop across the board?

Yes

Always put it on black

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