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Recommendations for a Roth IRA?
I joined Tiger Analytics with CTC of 9lpa. When I check in greythr IT statement, it shows 7.14lpa.
In the CTC payslip, it shows 75k per month as my salary. But this month I got 61k.
I understand they deduct tax, but I feel it is too much. IDK where I'm losing the money. Can someone tell if this is normal. I'm a fresher so, IDK much about it.
Also, what can I do to pay less taxes? Any help on that?
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Thank you all for your patience. I do appreciate it. It turns out having a side project while running multiple proposals is a trifle challenging. That said. I’m posting a first subset of the rawish data. In all close to 500 people took the survey, but a majority were from the Big Four. Here is the data from Deloitte, EY, KPMG, and PWC. Insights to come! https://docs.google.com/spreadsheets/u/0/d/1lN6JrxQfvA_MC4XFZ38G0ppQkBuxRv9mf88Y8NE2X2U/htmlview
I got more in AIP than Trump paid in taxes 😂😂
Winter can be exhausting 😴❄️

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Everyone has a prenup. Either you and your partner decide the financial terms of dissolution or you go with the state’s pre-determined terms.
This is the answer. Look at the “default” rules. Ie the ones the state imposes. If you don’t like them, get a prenup and have your own rules. If you do, what’s the point? In general, prenups are advisable if one partner (1) has a significant income disparity and that bothers one or both (at that point… maybe marriage is something to think on) or (2) if the marriage will involve significant preexisting wealth on one side that needs to be protected and there are family concerns with this. If you’re young and building careers together and will make similar ish amounts of money, the state rules are probably fine.
Not currently but plan on getting one for my house and all of my accounts. No reason not to, it's just the fiscally responsible thing to do. If your partner doesn't understand that maybe that's your sign
Ah ok, that makes sense. So after 10 years everything becomes shared
We did not. We had been together for eight years when it became legal in 2015. By that time all of our accounts were joint, our mortgage was joint, there really was no reason for us to get one.
Now, if, for some reason I ever found myself single, and getting remarried again, I probably would.
You mean if one day I were single and got remarried and he made much more or less? If they made much less I have no problem sharing and paying for everything. Within my budget. We carry no debt and have always lived within our means, while saving as much as we can also. So from that perspective I wouldn’t mind paying as much as possible as long as it doesn’t touch my savings unless an emergency. But I’m also late 40’s and have seen too many people get used by others so I would probably be very cautious about that.
Now if he made way more than me then hell yes daddy! Haha. I would still do a prenup