Can we take personal loan from cognizant? Anyone has taken it ?? Cognizant Cognizant Technology Solutions.

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

Anyone having experience with National Bank as a TFSA account or trading account ?
Thinking to open account in it as it offers free commission trading on stocks, ETF

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Thoughts on large companies taking PPP loans?

200k in student loans. Unmarried, no kids. If you had to choose - Would you prioritize paying them down/off or saving up for big ticket items like a house/retirement?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Sold 10% of my ETH @$2,500 to pull out my initial cap investment - so tempted to throw it into btc on this dip. Should I pull the trigger at $50k or wait for $47k?

Is there a home buying group for Seattle area?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Can anyone suggest if I can make a rental contract with my parents on a 1rupee stamp duty letter for below 1 lakh? If so, can I directly submit that to income tax department while filing the return for claiming refund or should I be disclosing in Deloitte Portal for last FY 2022. Also, I assume 11 months contract doesn't require to be registered with the govt? Please correct me if this is incorrect. Appreciate your suggestions on the above for tax benefit purpose..!!

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Is anyone aware if we are eligible for pension component?? I know D does have for Core Consulting model.

Anybody have strong feelings about BAT? My friend just put his life savings in it, and I’m trying to talk him out of it...

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

I’m at PE ops but I’m interested in deal work. If recruiters reach out to me before my 1 year mark should I take them or wait it out? Worried about how it’ll look on my resume as a “job hopper” or if my current team will be upset

Current IE here. What are some Time Motion Study Softwares that are out there and you use in your jobs?

Any RN that works at Aldergate? Can you give me the good the bad and the ugly insight

Just realized I hadn’t had an in-person interview since 2019. I’ve done multiple zoom interviews and was onboarded remote in 2020. About to see a real person today! Wish me luck.

How can you gauge whether a LMM pe shop with limited past employees has a good culture or not? I’m interviews with a few but feel like I have no clue if itll be sweaty, chill, etc. What questions can I ask to get insight into this?

Best ADHD tip for someone who hasn't yet been prescribed any meds? Waiting 6 months for the formal assessment despite the doc saying " yep you've got ADHD"

What’s a good FIRE-friendly car purchase?

my stress level peaks when there is so much work to do and the filing day is only 2 weeks away 🙃

I have an obsession in accumulating more and more plants.

Western nc CTE interview questions? How do I prepare?

are interviewer led cases easier than interviewee? how to stand out. made it to final round at BB applying to M

Do any of you know anything about Mabbly?

Is it possible to exit to LS VC from a boutique firm? What type of experience do they typically look for?

Sinple advise those who are waiting for SA promotion... whatever package u r getting as A you will get only 15% hike for promotion to SA...so it's nt at well worth, Better switch.

HCl tech takes how many days to release offer letter after approving asked CTC?
Also do they change base location post offer letter release?
My HR said first take offer letter and then request for location cahnge.
Pls guide.

How long is acceptable to ask to decide on an offer, especially when another place you really want to work at is moving a bit slower? I know this question has been asked before but I feel like 2022 has been its own beast in the legal market and would appreciate any advice. Thank you!

Hey all

Have offer

Hcl : 20 fixed (23 lpa)
Encora : 25 fixed

6 yrs

Any opinion?

Genpact vs ibm?
Genpact 22LPA
IBM 17+ 15% variable+1L joining bonus

Please suggest, , job role is same

Need a guidance here, my LWD in accenture is in May. But they are ready to give me the chargeability only till March end. They are saying they need to relieve me early in this case. And my joining in the new company is on 25th may. What should I do in such case? I cannot afford to lose 2 month salary.

Hi, looking for job opportunities. Please let me know if you can help me with any referrals. ToE-3 years; working in a business support/consulting role in an IT major.

Hi folks , I have offers from Mckinsey (MCKC) for Data science consultant and from Accenture AI . Which one i should join in terms of learning , growth and wlb , Compensation is almost similar .

!! Urgent !!
I joined a company and they changed my designation from senior analyst to engineer which i am taking it as demotion and i am not comfortable.
I want to drop mail and leave but since I haven't told about this joining to next I am not sure if i should tell it or please suggest. Yoe-6.5

Hi Everyone...what are the chances of converting into direct payroll of #Shell? What about the job security and how is the work-life balance??

will we get any benefits from the shell as a 3rd party payroll...Currently have an offer from a 3rd party payroll deployed to #shell Bangalore for Senior Data Analyst position. #shell @shell

Hello Fishes.

How is prodigitalworx company to work with !!??
It's a Blore based IT firm..

Hello Fishes,

I recently took data Scientist interview first round ( Technical ) in infosys.

How long will it take to get reply from infosys

Thanks in advance😅

TCS C3A associate consultant max salary range?

Anyone else getting mails from AWS Canada technical sourcing recruiter?

What is the notice period in Citiustech ?

In TCS, after on boarding do they put in bench or directly to project?

Needed more info about Kofax wlb

Need DM rights. Looking for some likes 🙏

How much important it is to have Business/Domain knowledge. I have limited domain knowledge (BFS/Insurance) but have good technical knowledge. Can I/someone survive in IT industry with only technical knowledge? Seniors, could you please advice.

What is hierarchy or grade system Cap Gemini follows for experienced professionals, say 10+ exp range to 15+ and so on..?

Hello senior fishes,
I just started my career in SAP ABAP, just wanted to know about the future of this technology. Does SAP has future? Can I continue in this domain ?