Considering downgrading csr to go for csp signup bonus. Two questions: will my af be prorated? And after I earn the bonus, can I upgrade back to csr?

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Yes to prorated fee and yes to upgrading, but only after a year. And you can't get the SUB if you got one within the last 2 years

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McK2 you’re right - it’s 24 for their cards in general but 48 for the Sapphire family

Make sure to use up all your credits such as $300 travel credit and DoorDash credit before you downgrade.

And you need to wait 4 days after downgrading your CSR to a Freedom card before going after the CSP.

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Good to know. And yeah, those credits disappear basically immediately living in nyc.

Af?

Annual fee

And upgrade after 12 months

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BONUS       :56800

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PROVIDENT FUND   :122400

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Sunday Wordle 449 5/6

⬛⬛⬛⬛⬛
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