Curious what everyone thinks of this article, “Renting can make you wealthier than owning a home”

https://www.cnbc.com/2023/05/02/ramit-sethi-why-renting-can-be-better-than-owning-a-home.html 'How to Get Rich' star's 'most controversial' money opinion: Renting can make you wealthier than owning a home

How t save tax for 9 lpa salary. Can anybody help me out.

8k range was the long term 200 day MA support that everyone and their mother said they would be buying at. Well it’s 8900 and buy volume is basically nonexistent..

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

What are the best ways of tax exemption

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

For those with corporate banking expertise, how do you typically go about calculating debt capacity for a company?

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

How do you earn $500k and still feel average?

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

“Don’t worry about the budget. If we like the idea, we’ll find the money.”

Has anybody ever found that money?

Looks for advice on how to stop spending so much money. I like really nice things and spend a lot of money to get them (food, clothes, furniture, apartment, gifts, etc.) I use everything I buy...

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Who does your taxes? Need a recommend. Thanks.

my last package was 4.8 how much I can expect in EY GDS having 5 year experience???

Please help

Anyone else just waiting for impending layoffs or are we at the end of the recent wave?

Is 628 actually the area code for SF? Or people don’t know it and won’t answer a phone number that starts with this area code?

Anyone here broken into real estate private equity from big 4 consulting? What steps did you take to jump into RE PE? What gaps in knowledge did you have and how did you fill them? Outside of the knowledge gaps what other things do you think you needed in order to get into RE PE?

Happy Thanksgiving! Hope everyone has a great day 🦃🦃

Is the 2018 Macan turbo w perf. Pkg the best Macan ever made?

TFW you crack your iPhone screen twice in a week. 💁‍♂️

How is the annual hike and bonus in PwC SDC US Advisory (Management Consulting) I heard it's slightly lower than other big 4...

What are some good modern/post-pandemic personal finance books you can recommend?

Have a crush on my co-worker. He asked me out to go rock climbing one-on-one after we were texting for a while and I acted awkwardly when we went because I didn’t know if it was a date (nothing was explicitly said). Now I’m stuck in this weird limbo state where things have fizzled out but I’m re-reading texts and think he might’ve actually had a crush too and I pushed him away. Ambiguity sucks.

I work part time for a startup for equity and am attending an event on behalf of the startup. I’ve only been here a few months and asked multiple times to have a prep meeting with my boss. He instead sent me a 15 page document outlining 40 questions I should be able to answer the day before the event.
I’m so incredibly stressed as I don’t want to show up unprepared and make myself look bad. Idk how to make light of this situation at this point

Buying a condo with an HOA - what’s the average reserve % you’ve seen? My HOA is 23% funded, and recently raised dues.

I've been always eating tons of sugar growing up and I've finally decided to stop eating heavily processed food/sweets a month ago. Turns out I was really addicted without realizing it and I truly experienced mental and physical symptoms during the last few weeks (cravings, fatigue, dizziness, etc.), but feeling better every day. Anyone experienced anything similar? I don't smoke and don't even drink coffee (yep, no caffeine at all) so I never realized how dependent on something I was.

Preparing for my final round case interview and I’ve realized that whereas prior to the first round I was pretty comfortable with casing, now I’m less and less so since I’m increasingly anxious that I could not come up with the right buckets. I’m also doing more untraditional cases at times which makes me feel like I’m not performing that well. Has anyone experienced similar things? How did you cope with it/What’s your advice? Many thanks in advance since I’m now a ball of stress 😩😩

23M and my hair grows fast, like to be clean shaven. In need of a new razor (preferibly electric), any recommendations? My 5 year old Braun series 7 isn’t working well anymore. Want an electric razor with a clean shave? Is the manual razor new Gillette one good for a clean shave?

I’m white.. and a man. Shhh, don’t tell anyone.

How hard or easy is it to transfer groups within EY?

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Does buyer have to share appraisal with seller? Can seller request it?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Is it common for HOA to ask you to prove your car registration is up to date?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Any Property Management recs in Seattle area? :(

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.