Currently have a Chase Sapphire Preferred, but want to upgrade to the Reserve. Do I have to downgrade or cancel my CSP before applying for the CSR to ensure I’ll get the 50k new customer bonus? I have had the CSP for just under 24 months now.

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I got my reserve first using the targeted offer, and then downgraded the preferred. Just make sure you sign up for a new card, and not a product upgrade. Upgrades don't come with a bonus.

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Also, downgrading your CSP might make you ineligible for an offer for whatever you downgrade to

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I would likely just downgrade to a Freedom and use it solely for the rotating category, so I don’t care a lot about the offer on the downgraded card. I just don’t want to make myself ineligible for the CSR bonus.

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Similar position as you and called about this recently - encourage you to do the same. You don't have to downgrade (treated as separate products), but why wouldn't you...

For those of you that have the CSR card, have you used Amex before? Would you recommend CSR to Amex platinum? I currently have the Amex card but have been hearing great reviews of CSR.

Canceled my Amex plat. Overlapped too much with the CSR, and the CSR was more useable. Having points linked with the Freedom products and wider acceptance were definite positives as well.

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