Do I get a pre approval before making an offer on a house if I have a pre qualification? Do I need to do a pre approval with every lender or just once and the lender will take the pre approval letter from somewhere else

Tough investing market out there!! What are some investment strategies to consider during these times?

So spent the last 30 hours working through this trying to books with points. Still nada. Anybody else have luck?

EY folks - how do I increase my firm group life insurance coverage (not the group universal / variable policy)? My wife’s coverage is at like 3x my salary but mine is only at 1x my starting salary from 5 years ago…

Has anybody invested in Yamuna gaur city or planning to do so?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Not related to job offer so people not interested in other topics may ignore pls

Its related to the salary

How do you manage your fund after marriage? I'm "She" about to get married by year end , I have my parents to look after so am I expected to spend same amount on in-laws & husband?

How do married people work out on salary part? I have zero idea . is it something that should be talked about beforehand?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Been looking forward to the stock market to come back to earth for a long time. What should I buy

Roth vs Traditional 401k, thoughts?

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Had anyone gone from a med tech (MT/MLS) to LIS? What the pay more or less? I was offered a position with their second offer being 7k less than I make now. How can I negotiate more even if it’s a “change of career”..

Hi sharks, i have 40 months experience and looking for Frontend developer roles. Current ctc : 8.4 LPA and im IMMEDIATE joiner. My teck stack is : Angular, Javascript, Html5,Css3,Rest Apis, Jquery,Rxjs, typescript . Any openings or referrals would be much appreciated. Thanks in advance!

Hi fishes, please advice what package should i ask. YOE 3 years. Full stack developer in nodejs and reactJS. I am currently getting 15 LPA

Going for a walk with a cocktail in a water bottle. I have either peaked or hit rock bottom. It’s impossible to tell.

Are more massive layoffs coming? What industries (in-house/ecomm) are safest right now or during a recession?

28 and feeling insecure about my receding hairline and widows peak. Any suggestions?

Recently joined cognizant. Current location is Pune, joining location is kolkata.
Recruitment HR has confirmed in the email that I can collect the asset from pune and work from pune for few days until I go to kolkata.
Onboarding HR is like you have to come down to kolkata for collecting the laptop. Has Anyone faced similar experience?

Gauging activity of web3 professionals in Miami… like or comment below. Thanks

Just got promoted to SC. How much bonus can I expect?

Looking for Indian store recommendations in NJ where I can find some desi style footwear (women) to go along with my lehenga for a wedding. I’m in Hoboken, but able to drive into the interiors. TIA!

Any possibility of postponing the LWD by the manager here in CGI, even we have not taken any leaves?

Anyone want a referral for Visa London? Could use a referral bonus to pay for some flights this year

What’s the best way to go about getting off a team you don’t want to be on due to them forcing you into huge assignments you don’t have enough availability for? Like being scheduled 3 hours a week but actual is 30+ hours and they don’t change your assignments or scheduled hours

Has anyone had an interview go well, people tell you their excited to move forward with you. Then follow up and get ghosted for weeks?

Hey Guys, What’s the Salary expectations for a Senior consultant with 5yrs of experience in Service Now can quote with DELLOITE USI

Hi fishes ,
Anyone can share the data privacy in India and across aisa pacific regions

What would be the monthly takeaway if my package is 6.9Lpa band 7? Thank you

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

Is it common for HOA to ask you to prove your car registration is up to date?

Does it make sense to refinance now? Current rate is 3.62, bought in 2019. About 480k left on loan. Need some suggestions.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?