Do I upgrade my chase sapphire preferred to the chase sapphire reserve, or get the Amex platinum? I fly about once a month, eat out 1-2 times a week, stay in hotels about 4 times a year (usually 2-3 nights each stay). Don’t have an airline that I fly the most but if I am able I prefer delta. Amex seems like the better option but would love to hear any thoughts you may have.

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I prefer the Reserve but also because I wouldn’t use most of the “luxury” perks with the AmEx

Yes, the value of the incremental points would be more than offset by the incremental annual fee

Go with AmEx for the introductory points bonus. You won’t be eligible for the introductory points bonus by upgrading your chase card. That’s for new customers only.

I think you could be eligible for the reserve points if it’s been 2 years since you opened the preferred card. Would need to call them. Both cards are great, I’d go with whichever you can get the best intro offer on

It’s 48 months unfortunately, and you would downgrade the CSP and apply for the CSR, not upgrade

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